Can A Retail Salesperson Afford Rent in Richmond, KY?
Rent-burdened — rent takes 43.4% of gross income.
Richmond rent: July 2026. Salary: BLS OEWS May 2024 (Kentucky state estimate).
About rent and a retail salesperson salary
Retail pay sits below the rent threshold needed for solo apartment living in most US metros, which is the central tension behind the widely studied retail-housing affordability gap. At the national-average retail salary, the 30% rule supports about $927 a month in rent — below the median one-bedroom rent in nearly every metro tracked here. The per-city pages show which markets are least out of reach.
Cheaper rent nearby
These Kentucky cities have lower median rent than Richmond, which improves the affordability math on a retail salesperson salary:
Compare with full rent data for Richmond
View full rent data for Richmond, KY →Frequently asked questions
Can a retail salesperson afford rent in Richmond, KY?
Median rent in Richmond is $1,179 a month. A typical retail salesperson in Kentucky earns about $32,622 a year, which makes that rent 43.4% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a retail salesperson afford in Richmond?
Using the 30% rule, a retail salesperson salary in Kentucky (~$32,622/yr) supports up to $816 a month in rent. Richmond's current median rent is $1,179/mo, which is $363/mo over the affordability threshold.
How many hours does a retail salesperson work to cover rent in Richmond?
At an hourly equivalent of about $16 an hour, a retail salesperson in Kentucky works roughly 75.2 hours a month to cover Richmond's median rent of $1,179.
Where is rent cheaper than Richmond for a retail salesperson?
Nearby Kentucky cities with lower median rent include Morehead ($1,165/mo), Paducah ($1,164/mo), Oak Grove ($1,163/mo). Each shifts the affordability math materially on a retail salesperson salary.