Can A Retail Salesperson Afford Rent in Chelmsford, MA?

Rent-burdened — rent takes 74.8% of gross income.

Chelmsford rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Chelmsford median rent
$2,680/mo
Retail Salesperson salary (Massachusetts)
$43,001/yr
Rent as % of income
74.8%
Gross monthly income works out to about $3,583, and the 30% rule supports up to $1,075/mo in rent. Chelmsford's median rent of $2,680 exceeds that threshold by $1,605/mo, putting a retail salesperson salary into the rent-burdened range here. A retail salesperson works roughly 129.6 hours a month to cover that rent.

About rent and a retail salesperson salary

Retail pay sits below the rent threshold needed for solo apartment living in most US metros, which is the central tension behind the widely studied retail-housing affordability gap. At the national-average retail salary, the 30% rule supports about $927 a month in rent — below the median one-bedroom rent in nearly every metro tracked here. The per-city pages show which markets are least out of reach.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Chelmsford, which improves the affordability math on a retail salesperson salary:

Everett, MA
$2,679/mo (74.8% of income)
Arlington, MA
$2,679/mo (74.8% of income)
Westborough, MA
$2,679/mo (74.8% of income)

Compare with full rent data for Chelmsford

View full rent data for Chelmsford, MA

Frequently asked questions

Can a retail salesperson afford rent in Chelmsford, MA?

Median rent in Chelmsford is $2,680 a month. A typical retail salesperson in Massachusetts earns about $43,001 a year, which makes that rent 74.8% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a retail salesperson afford in Chelmsford?

Using the 30% rule, a retail salesperson salary in Massachusetts (~$43,001/yr) supports up to $1,075 a month in rent. Chelmsford's current median rent is $2,680/mo, which is $1,605/mo over the affordability threshold.

How many hours does a retail salesperson work to cover rent in Chelmsford?

At an hourly equivalent of about $21 an hour, a retail salesperson in Massachusetts works roughly 129.6 hours a month to cover Chelmsford's median rent of $2,680.

Where is rent cheaper than Chelmsford for a retail salesperson?

Nearby Massachusetts cities with lower median rent include Everett ($2,679/mo), Arlington ($2,679/mo), Westborough ($2,679/mo). Each shifts the affordability math materially on a retail salesperson salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Chelmsford, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.