Can A Retail Salesperson Afford Rent in Lowell, MA?

Rent-burdened — rent takes 64.6% of gross income.

Lowell rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Lowell median rent
$2,316/mo
Retail Salesperson salary (Massachusetts)
$43,001/yr
Rent as % of income
64.6%
Gross monthly income works out to about $3,583, and the 30% rule supports up to $1,075/mo in rent. Lowell's median rent of $2,316 exceeds that threshold by $1,241/mo, putting a retail salesperson salary into the rent-burdened range here. A retail salesperson works roughly 112 hours a month to cover that rent.

About rent and a retail salesperson salary

Retail pay sits below the rent threshold needed for solo apartment living in most US metros, which is the central tension behind the widely studied retail-housing affordability gap. At the national-average retail salary, the 30% rule supports about $927 a month in rent — below the median one-bedroom rent in nearly every metro tracked here. The per-city pages show which markets are least out of reach.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Lowell, which improves the affordability math on a retail salesperson salary:

Clinton, MA
$2,313/mo (64.5% of income)
Northampton, MA
$2,312/mo (64.5% of income)
Northampton, MA
$2,310/mo (64.5% of income)

Compare with full rent data for Lowell

View full rent data for Lowell, MA

Frequently asked questions

Can a retail salesperson afford rent in Lowell, MA?

Median rent in Lowell is $2,316 a month. A typical retail salesperson in Massachusetts earns about $43,001 a year, which makes that rent 64.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a retail salesperson afford in Lowell?

Using the 30% rule, a retail salesperson salary in Massachusetts (~$43,001/yr) supports up to $1,075 a month in rent. Lowell's current median rent is $2,316/mo, which is $1,241/mo over the affordability threshold.

How many hours does a retail salesperson work to cover rent in Lowell?

At an hourly equivalent of about $21 an hour, a retail salesperson in Massachusetts works roughly 112 hours a month to cover Lowell's median rent of $2,316.

Where is rent cheaper than Lowell for a retail salesperson?

Nearby Massachusetts cities with lower median rent include Clinton ($2,313/mo), Northampton ($2,312/mo), Northampton ($2,310/mo). Each shifts the affordability math materially on a retail salesperson salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Lowell, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.