Can A Retail Salesperson Afford Rent in Swampscott, MA?
Rent-burdened — rent takes 77.1% of gross income.
Swampscott rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).
About rent and a retail salesperson salary
Retail pay sits below the rent threshold needed for solo apartment living in most US metros, which is the central tension behind the widely studied retail-housing affordability gap. At the national-average retail salary, the 30% rule supports about $927 a month in rent — below the median one-bedroom rent in nearly every metro tracked here. The per-city pages show which markets are least out of reach.
Cheaper rent nearby
These Massachusetts cities have lower median rent than Swampscott, which improves the affordability math on a retail salesperson salary:
Compare with full rent data for Swampscott
View full rent data for Swampscott, MA →Frequently asked questions
Can a retail salesperson afford rent in Swampscott, MA?
Median rent in Swampscott is $2,764 a month. A typical retail salesperson in Massachusetts earns about $43,001 a year, which makes that rent 77.1% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a retail salesperson afford in Swampscott?
Using the 30% rule, a retail salesperson salary in Massachusetts (~$43,001/yr) supports up to $1,075 a month in rent. Swampscott's current median rent is $2,764/mo, which is $1,689/mo over the affordability threshold.
How many hours does a retail salesperson work to cover rent in Swampscott?
At an hourly equivalent of about $21 an hour, a retail salesperson in Massachusetts works roughly 133.7 hours a month to cover Swampscott's median rent of $2,764.
Where is rent cheaper than Swampscott for a retail salesperson?
Nearby Massachusetts cities with lower median rent include Danvers ($2,763/mo), Canton ($2,763/mo), Westford ($2,761/mo). Each shifts the affordability math materially on a retail salesperson salary.