Can A Retail Salesperson Afford Rent in Waltham, MA?

Rent-burdened — rent takes 84.9% of gross income.

Waltham rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Waltham median rent
$3,042/mo
Retail Salesperson salary (Massachusetts)
$43,001/yr
Rent as % of income
84.9%
Gross monthly income works out to about $3,583, and the 30% rule supports up to $1,075/mo in rent. Waltham's median rent of $3,042 exceeds that threshold by $1,967/mo, putting a retail salesperson salary into the rent-burdened range here. A retail salesperson works roughly 147.1 hours a month to cover that rent.

About rent and a retail salesperson salary

Retail pay sits below the rent threshold needed for solo apartment living in most US metros, which is the central tension behind the widely studied retail-housing affordability gap. At the national-average retail salary, the 30% rule supports about $927 a month in rent — below the median one-bedroom rent in nearly every metro tracked here. The per-city pages show which markets are least out of reach.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Waltham, which improves the affordability math on a retail salesperson salary:

Bedford, MA
$3,037/mo (84.8% of income)
Watertown, MA
$3,036/mo (84.7% of income)
Watertown, MA
$3,035/mo (84.7% of income)

Compare with full rent data for Waltham

View full rent data for Waltham, MA

Frequently asked questions

Can a retail salesperson afford rent in Waltham, MA?

Median rent in Waltham is $3,042 a month. A typical retail salesperson in Massachusetts earns about $43,001 a year, which makes that rent 84.9% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a retail salesperson afford in Waltham?

Using the 30% rule, a retail salesperson salary in Massachusetts (~$43,001/yr) supports up to $1,075 a month in rent. Waltham's current median rent is $3,042/mo, which is $1,967/mo over the affordability threshold.

How many hours does a retail salesperson work to cover rent in Waltham?

At an hourly equivalent of about $21 an hour, a retail salesperson in Massachusetts works roughly 147.1 hours a month to cover Waltham's median rent of $3,042.

Where is rent cheaper than Waltham for a retail salesperson?

Nearby Massachusetts cities with lower median rent include Bedford ($3,037/mo), Watertown ($3,036/mo), Watertown ($3,035/mo). Each shifts the affordability math materially on a retail salesperson salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Waltham, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.