Can A Retail Salesperson Afford Rent in Billings, MT?

Rent-burdened — rent takes 53.6% of gross income.

Billings rent: June 2026. Salary: BLS OEWS May 2024 (Montana state estimate).

Billings median rent
$1,458/mo
Retail Salesperson salary (Montana)
$32,622/yr
Rent as % of income
53.6%
Gross monthly income works out to about $2,719, and the 30% rule supports up to $816/mo in rent. Billings's median rent of $1,458 exceeds that threshold by $642/mo, putting a retail salesperson salary into the rent-burdened range here. A retail salesperson works roughly 93 hours a month to cover that rent.

About rent and a retail salesperson salary

Retail pay sits below the rent threshold needed for solo apartment living in most US metros, which is the central tension behind the widely studied retail-housing affordability gap. At the national-average retail salary, the 30% rule supports about $927 a month in rent — below the median one-bedroom rent in nearly every metro tracked here. The per-city pages show which markets are least out of reach.

Cheaper rent nearby

These Montana cities have lower median rent than Billings, which improves the affordability math on a retail salesperson salary:

Helena, MT
$1,457/mo (53.6% of income)
Missoula, MT
$1,456/mo (53.6% of income)
Missoula, MT
$1,452/mo (53.4% of income)

Compare with full rent data for Billings

View full rent data for Billings, MT

Frequently asked questions

Can a retail salesperson afford rent in Billings, MT?

Median rent in Billings is $1,458 a month. A typical retail salesperson in Montana earns about $32,622 a year, which makes that rent 53.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a retail salesperson afford in Billings?

Using the 30% rule, a retail salesperson salary in Montana (~$32,622/yr) supports up to $816 a month in rent. Billings's current median rent is $1,458/mo, which is $642/mo over the affordability threshold.

How many hours does a retail salesperson work to cover rent in Billings?

At an hourly equivalent of about $16 an hour, a retail salesperson in Montana works roughly 93 hours a month to cover Billings's median rent of $1,458.

Where is rent cheaper than Billings for a retail salesperson?

Nearby Montana cities with lower median rent include Helena ($1,457/mo), Missoula ($1,456/mo), Missoula ($1,452/mo). Each shifts the affordability math materially on a retail salesperson salary.

Methodology: Salary uses the BLS-derived Montana state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Billings, MT. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.