Can A Retail Salesperson Afford Rent in Kearny, NJ?

Rent-burdened — rent takes 60.9% of gross income.

Kearny rent: September 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).

Kearny median rent
$2,108/mo
Retail Salesperson salary (New Jersey)
$41,518/yr
Rent as % of income
60.9%
Gross monthly income works out to about $3,460, and the 30% rule supports up to $1,038/mo in rent. Kearny's median rent of $2,108 exceeds that threshold by $1,070/mo, putting a retail salesperson salary into the rent-burdened range here. A retail salesperson works roughly 105.6 hours a month to cover that rent.

About rent and a retail salesperson salary

Retail pay sits below the rent threshold needed for solo apartment living in most US metros, which is the central tension behind the widely studied retail-housing affordability gap. At the national-average retail salary, the 30% rule supports about $927 a month in rent — below the median one-bedroom rent in nearly every metro tracked here. The per-city pages show which markets are least out of reach.

Cheaper rent nearby

These New Jersey cities have lower median rent than Kearny, which improves the affordability math on a retail salesperson salary:

Budd Lake, NJ
$2,106/mo (60.9% of income)
Newark, NJ
$2,105/mo (60.8% of income)
Newark, NJ
$2,105/mo (60.8% of income)

Compare with full rent data for Kearny

View full rent data for Kearny, NJ →

Frequently asked questions

Can a retail salesperson afford rent in Kearny, NJ?

Median rent in Kearny is $2,108 a month. A typical retail salesperson in New Jersey earns about $41,518 a year, which makes that rent 60.9% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a retail salesperson afford in Kearny?

Using the 30% rule, a retail salesperson salary in New Jersey (~$41,518/yr) supports up to $1,038 a month in rent. Kearny's current median rent is $2,108/mo, which is $1,070/mo over the affordability threshold.

How many hours does a retail salesperson work to cover rent in Kearny?

At an hourly equivalent of about $20 an hour, a retail salesperson in New Jersey works roughly 105.6 hours a month to cover Kearny's median rent of $2,108.

Where is rent cheaper than Kearny for a retail salesperson?

Nearby New Jersey cities with lower median rent include Budd Lake ($2,106/mo), Newark ($2,105/mo), Newark ($2,105/mo). Each shifts the affordability math materially on a retail salesperson salary.

Methodology: Salary uses the BLS-derived New Jersey state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Kearny, NJ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.