Can A Waiter or Waitress Afford Rent in Scotts Valley, CA?

Rent-burdened — rent takes 123.5% of gross income.

Scotts Valley rent: June 2026. Salary: BLS OEWS May 2024 (California state estimate).

Scotts Valley median rent
$4,436/mo
Waiter or Waitress salary (California)
$43,105/yr
Rent as % of income
123.5%
Gross monthly income works out to about $3,592, and the 30% rule supports up to $1,078/mo in rent. Scotts Valley's median rent of $4,436 exceeds that threshold by $3,358/mo, putting a waiter or waitress salary into the rent-burdened range here. A waiter or waitress works roughly 214.1 hours a month to cover that rent.

About rent and a waiter or waitress salary

Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.

Cheaper rent nearby

These California cities have lower median rent than Scotts Valley, which improves the affordability math on a waiter or waitress salary:

Truckee, CA
$4,435/mo (123.5% of income)
Beverly Hills, CA
$4,433/mo (123.4% of income)
Rancho Palos Verdes, CA
$4,433/mo (123.4% of income)

Compare with full rent data for Scotts Valley

View full rent data for Scotts Valley, CA

Frequently asked questions

Can a waiter or waitress afford rent in Scotts Valley, CA?

Median rent in Scotts Valley is $4,436 a month. A typical waiter or waitress in California earns about $43,105 a year, which makes that rent 123.5% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a waiter or waitress afford in Scotts Valley?

Using the 30% rule, a waiter or waitress salary in California (~$43,105/yr) supports up to $1,078 a month in rent. Scotts Valley's current median rent is $4,436/mo, which is $3,358/mo over the affordability threshold.

How many hours does a waiter or waitress work to cover rent in Scotts Valley?

At an hourly equivalent of about $21 an hour, a waiter or waitress in California works roughly 214.1 hours a month to cover Scotts Valley's median rent of $4,436.

Where is rent cheaper than Scotts Valley for a waiter or waitress?

Nearby California cities with lower median rent include Truckee ($4,435/mo), Beverly Hills ($4,433/mo), Rancho Palos Verdes ($4,433/mo). Each shifts the affordability math materially on a waiter or waitress salary.

Methodology: Salary uses the BLS-derived California state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Scotts Valley, CA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.