Can A Waiter or Waitress Afford Rent in Monument, CO?
Rent-burdened — rent takes 67.2% of gross income.
Monument rent: June 2026. Salary: BLS OEWS May 2024 (Colorado state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These Colorado cities have lower median rent than Monument, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Monument
View full rent data for Monument, CO →Frequently asked questions
Can a waiter or waitress afford rent in Monument, CO?
Median rent in Monument is $2,148 a month. A typical waiter or waitress in Colorado earns about $38,357 a year, which makes that rent 67.2% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Monument?
Using the 30% rule, a waiter or waitress salary in Colorado (~$38,357/yr) supports up to $959 a month in rent. Monument's current median rent is $2,148/mo, which is $1,189/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Monument?
At an hourly equivalent of about $18 an hour, a waiter or waitress in Colorado works roughly 116.5 hours a month to cover Monument's median rent of $2,148.
Where is rent cheaper than Monument for a waiter or waitress?
Nearby Colorado cities with lower median rent include Parker ($2,144/mo), Parker ($2,144/mo), Fountain ($2,144/mo). Each shifts the affordability math materially on a waiter or waitress salary.