Can A Waiter or Waitress Afford Rent in Sterling, CO?

Stretched but workable — rent takes 33.5% of gross income.

Sterling rent: June 2026. Salary: BLS OEWS May 2024 (Colorado state estimate).

Sterling median rent
$1,070/mo
Waiter or Waitress salary (Colorado)
$38,357/yr
Rent as % of income
33.5%
Gross monthly income works out to about $3,196, and the 30% rule supports up to $959/mo in rent. Sterling's median rent of $1,070 exceeds that threshold by $111/mo, putting a waiter or waitress salary into the rent-burdened range here. A waiter or waitress works roughly 58 hours a month to cover that rent.

About rent and a waiter or waitress salary

Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.

Cheaper rent nearby

These Colorado cities have lower median rent than Sterling, which improves the affordability math on a waiter or waitress salary:

Pueblo, CO
$1,062/mo (33.2% of income)
Pueblo, CO
$959/mo (30% of income)

Compare with full rent data for Sterling

View full rent data for Sterling, CO

Frequently asked questions

Can a waiter or waitress afford rent in Sterling, CO?

Median rent in Sterling is $1,070 a month. A typical waiter or waitress in Colorado earns about $38,357 a year, which makes that rent 33.5% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a waiter or waitress afford in Sterling?

Using the 30% rule, a waiter or waitress salary in Colorado (~$38,357/yr) supports up to $959 a month in rent. Sterling's current median rent is $1,070/mo, which is $111/mo over the affordability threshold.

How many hours does a waiter or waitress work to cover rent in Sterling?

At an hourly equivalent of about $18 an hour, a waiter or waitress in Colorado works roughly 58 hours a month to cover Sterling's median rent of $1,070.

Where is rent cheaper than Sterling for a waiter or waitress?

Nearby Colorado cities with lower median rent include Pueblo ($1,062/mo), Pueblo ($959/mo). Each shifts the affordability math materially on a waiter or waitress salary.

Methodology: Salary uses the BLS-derived Colorado state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Sterling, CO. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.