Can A Waiter or Waitress Afford Rent in Wailuku, HI?
Rent-burdened — rent takes 112.3% of gross income.
Wailuku rent: June 2026. Salary: BLS OEWS May 2024 (Hawaii state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These Hawaii cities have lower median rent than Wailuku, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Wailuku
View full rent data for Wailuku, HI →Frequently asked questions
Can a waiter or waitress afford rent in Wailuku, HI?
Median rent in Wailuku is $3,691 a month. A typical waiter or waitress in Hawaii earns about $39,452 a year, which makes that rent 112.3% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Wailuku?
Using the 30% rule, a waiter or waitress salary in Hawaii (~$39,452/yr) supports up to $986 a month in rent. Wailuku's current median rent is $3,691/mo, which is $2,705/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Wailuku?
At an hourly equivalent of about $19 an hour, a waiter or waitress in Hawaii works roughly 194.6 hours a month to cover Wailuku's median rent of $3,691.
Where is rent cheaper than Wailuku for a waiter or waitress?
Nearby Hawaii cities with lower median rent include Kailua Kona ($3,652/mo), Kihei ($3,642/mo), Kailua ($3,626/mo). Each shifts the affordability math materially on a waiter or waitress salary.