Can A Waiter or Waitress Afford Rent in Fort Dodge, IA?

Comfortably affordable — rent takes 29.3% of gross income.

Fort Dodge rent: July 2026. Salary: BLS OEWS May 2024 (Iowa state estimate).

Fort Dodge median rent
$820/mo
Waiter or Waitress salary (Iowa)
$33,608/yr
Rent as % of income
29.3%
Gross monthly income works out to about $2,801, and the 30% rule supports up to $840/mo in rent. Fort Dodge's median rent of $820 leaves roughly $20/mo of headroom under that threshold. A waiter or waitress works roughly 50.7 hours a month to cover that rent.

About rent and a waiter or waitress salary

Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.

Cheaper rent nearby

These Iowa cities have lower median rent than Fort Dodge, which improves the affordability math on a waiter or waitress salary:

Boone, IA
$806/mo (28.8% of income)
Burlington, IA
$806/mo (28.8% of income)
Boone, IA
$804/mo (28.7% of income)

Compare with full rent data for Fort Dodge

View full rent data for Fort Dodge, IA

Frequently asked questions

Can a waiter or waitress afford rent in Fort Dodge, IA?

Median rent in Fort Dodge is $820 a month. A typical waiter or waitress in Iowa earns about $33,608 a year, which makes that rent 29.3% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a waiter or waitress afford in Fort Dodge?

Using the 30% rule, a waiter or waitress salary in Iowa (~$33,608/yr) supports up to $840 a month in rent. Fort Dodge's current median rent is $820/mo, which leaves a $20/mo buffer.

How many hours does a waiter or waitress work to cover rent in Fort Dodge?

At an hourly equivalent of about $16 an hour, a waiter or waitress in Iowa works roughly 50.7 hours a month to cover Fort Dodge's median rent of $820.

Where is rent cheaper than Fort Dodge for a waiter or waitress?

Nearby Iowa cities with lower median rent include Boone ($806/mo), Burlington ($806/mo), Boone ($804/mo). Each shifts the affordability math materially on a waiter or waitress salary.

Methodology: Salary uses the BLS-derived Iowa state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Fort Dodge, IA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.