Can A Waiter or Waitress Afford Rent in Urbana, IL?
Rent-burdened — rent takes 40.4% of gross income.
Urbana rent: July 2026. Salary: BLS OEWS May 2024 (Illinois state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These Illinois cities have lower median rent than Urbana, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Urbana
View full rent data for Urbana, IL →Frequently asked questions
Can a waiter or waitress afford rent in Urbana, IL?
Median rent in Urbana is $1,253 a month. A typical waiter or waitress in Illinois earns about $37,261 a year, which makes that rent 40.4% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Urbana?
Using the 30% rule, a waiter or waitress salary in Illinois (~$37,261/yr) supports up to $932 a month in rent. Urbana's current median rent is $1,253/mo, which is $321/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Urbana?
At an hourly equivalent of about $18 an hour, a waiter or waitress in Illinois works roughly 69.9 hours a month to cover Urbana's median rent of $1,253.
Where is rent cheaper than Urbana for a waiter or waitress?
Nearby Illinois cities with lower median rent include Troy ($1,251/mo), Blue Island ($1,249/mo), Kankakee ($1,249/mo). Each shifts the affordability math materially on a waiter or waitress salary.