Can A Waiter or Waitress Afford Rent in Lunenburg, MA?

Rent-burdened — rent takes 80.3% of gross income.

Lunenburg rent: January 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Lunenburg median rent
$2,834/mo
Waiter or Waitress salary (Massachusetts)
$42,375/yr
Rent as % of income
80.3%
Gross monthly income works out to about $3,531, and the 30% rule supports up to $1,059/mo in rent. Lunenburg's median rent of $2,834 exceeds that threshold by $1,775/mo, putting a waiter or waitress salary into the rent-burdened range here. A waiter or waitress works roughly 139.1 hours a month to cover that rent.

About rent and a waiter or waitress salary

Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Lunenburg, which improves the affordability math on a waiter or waitress salary:

Marblehead, MA
$2,833/mo (80.2% of income)
Maynard, MA
$2,833/mo (80.2% of income)
Danvers, MA
$2,831/mo (80.2% of income)

Compare with full rent data for Lunenburg

View full rent data for Lunenburg, MA

Frequently asked questions

Can a waiter or waitress afford rent in Lunenburg, MA?

Median rent in Lunenburg is $2,834 a month. A typical waiter or waitress in Massachusetts earns about $42,375 a year, which makes that rent 80.3% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a waiter or waitress afford in Lunenburg?

Using the 30% rule, a waiter or waitress salary in Massachusetts (~$42,375/yr) supports up to $1,059 a month in rent. Lunenburg's current median rent is $2,834/mo, which is $1,775/mo over the affordability threshold.

How many hours does a waiter or waitress work to cover rent in Lunenburg?

At an hourly equivalent of about $20 an hour, a waiter or waitress in Massachusetts works roughly 139.1 hours a month to cover Lunenburg's median rent of $2,834.

Where is rent cheaper than Lunenburg for a waiter or waitress?

Nearby Massachusetts cities with lower median rent include Marblehead ($2,833/mo), Maynard ($2,833/mo), Danvers ($2,831/mo). Each shifts the affordability math materially on a waiter or waitress salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Lunenburg, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.