Can A Waiter or Waitress Afford Rent in Milford, MA?

Rent-burdened — rent takes 64.6% of gross income.

Milford rent: September 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Milford median rent
$2,281/mo
Waiter or Waitress salary (Massachusetts)
$42,375/yr
Rent as % of income
64.6%
Gross monthly income works out to about $3,531, and the 30% rule supports up to $1,059/mo in rent. Milford's median rent of $2,281 exceeds that threshold by $1,222/mo, putting a waiter or waitress salary into the rent-burdened range here. A waiter or waitress works roughly 112 hours a month to cover that rent.

About rent and a waiter or waitress salary

Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Milford, which improves the affordability math on a waiter or waitress salary:

Lynn, MA
$2,280/mo (64.6% of income)
Attleboro, MA
$2,279/mo (64.5% of income)
Lynn, MA
$2,278/mo (64.5% of income)

Compare with full rent data for Milford

View full rent data for Milford, MA →

Frequently asked questions

Can a waiter or waitress afford rent in Milford, MA?

Median rent in Milford is $2,281 a month. A typical waiter or waitress in Massachusetts earns about $42,375 a year, which makes that rent 64.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a waiter or waitress afford in Milford?

Using the 30% rule, a waiter or waitress salary in Massachusetts (~$42,375/yr) supports up to $1,059 a month in rent. Milford's current median rent is $2,281/mo, which is $1,222/mo over the affordability threshold.

How many hours does a waiter or waitress work to cover rent in Milford?

At an hourly equivalent of about $20 an hour, a waiter or waitress in Massachusetts works roughly 112 hours a month to cover Milford's median rent of $2,281.

Where is rent cheaper than Milford for a waiter or waitress?

Nearby Massachusetts cities with lower median rent include Lynn ($2,280/mo), Attleboro ($2,279/mo), Lynn ($2,278/mo). Each shifts the affordability math materially on a waiter or waitress salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Milford, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.