Can A Waiter or Waitress Afford Rent in Frederick, MD?
Rent-burdened — rent takes 67.1% of gross income.
Frederick rent: June 2026. Salary: BLS OEWS May 2024 (Maryland state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These Maryland cities have lower median rent than Frederick, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Frederick
View full rent data for Frederick, MD →Frequently asked questions
Can a waiter or waitress afford rent in Frederick, MD?
Median rent in Frederick is $2,205 a month. A typical waiter or waitress in Maryland earns about $39,452 a year, which makes that rent 67.1% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Frederick?
Using the 30% rule, a waiter or waitress salary in Maryland (~$39,452/yr) supports up to $986 a month in rent. Frederick's current median rent is $2,205/mo, which is $1,219/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Frederick?
At an hourly equivalent of about $19 an hour, a waiter or waitress in Maryland works roughly 116.3 hours a month to cover Frederick's median rent of $2,205.
Where is rent cheaper than Frederick for a waiter or waitress?
Nearby Maryland cities with lower median rent include Elkridge ($2,204/mo), Greenbelt ($2,203/mo), Upper Marlboro ($2,201/mo). Each shifts the affordability math materially on a waiter or waitress salary.