Can A Waiter or Waitress Afford Rent in Blaine, MN?

Rent-burdened — rent takes 67.9% of gross income.

Blaine rent: July 2026. Salary: BLS OEWS May 2024 (Minnesota state estimate).

Blaine median rent
$2,150/mo
Waiter or Waitress salary (Minnesota)
$37,991/yr
Rent as % of income
67.9%
Gross monthly income works out to about $3,166, and the 30% rule supports up to $950/mo in rent. Blaine's median rent of $2,150 exceeds that threshold by $1,200/mo, putting a waiter or waitress salary into the rent-burdened range here. A waiter or waitress works roughly 117.7 hours a month to cover that rent.

About rent and a waiter or waitress salary

Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.

Cheaper rent nearby

These Minnesota cities have lower median rent than Blaine, which improves the affordability math on a waiter or waitress salary:

Champlin, MN
$2,148/mo (67.8% of income)
Maple Grove, MN
$2,139/mo (67.6% of income)
Woodbury, MN
$2,133/mo (67.4% of income)

Compare with full rent data for Blaine

View full rent data for Blaine, MN

Frequently asked questions

Can a waiter or waitress afford rent in Blaine, MN?

Median rent in Blaine is $2,150 a month. A typical waiter or waitress in Minnesota earns about $37,991 a year, which makes that rent 67.9% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a waiter or waitress afford in Blaine?

Using the 30% rule, a waiter or waitress salary in Minnesota (~$37,991/yr) supports up to $950 a month in rent. Blaine's current median rent is $2,150/mo, which is $1,200/mo over the affordability threshold.

How many hours does a waiter or waitress work to cover rent in Blaine?

At an hourly equivalent of about $18 an hour, a waiter or waitress in Minnesota works roughly 117.7 hours a month to cover Blaine's median rent of $2,150.

Where is rent cheaper than Blaine for a waiter or waitress?

Nearby Minnesota cities with lower median rent include Champlin ($2,148/mo), Maple Grove ($2,139/mo), Woodbury ($2,133/mo). Each shifts the affordability math materially on a waiter or waitress salary.

Methodology: Salary uses the BLS-derived Minnesota state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Blaine, MN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.