Can A Waiter or Waitress Afford Rent in Cottage Grove, MN?
Rent-burdened — rent takes 60.5% of gross income.
Cottage Grove rent: June 2026. Salary: BLS OEWS May 2024 (Minnesota state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These Minnesota cities have lower median rent than Cottage Grove, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Cottage Grove
View full rent data for Cottage Grove, MN →Frequently asked questions
Can a waiter or waitress afford rent in Cottage Grove, MN?
Median rent in Cottage Grove is $1,916 a month. A typical waiter or waitress in Minnesota earns about $37,991 a year, which makes that rent 60.5% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Cottage Grove?
Using the 30% rule, a waiter or waitress salary in Minnesota (~$37,991/yr) supports up to $950 a month in rent. Cottage Grove's current median rent is $1,916/mo, which is $966/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Cottage Grove?
At an hourly equivalent of about $18 an hour, a waiter or waitress in Minnesota works roughly 104.9 hours a month to cover Cottage Grove's median rent of $1,916.
Where is rent cheaper than Cottage Grove for a waiter or waitress?
Nearby Minnesota cities with lower median rent include Lakeville ($1,914/mo), Lakeville ($1,912/mo), Plymouth ($1,910/mo). Each shifts the affordability math materially on a waiter or waitress salary.