Can A Waiter or Waitress Afford Rent in Richfield, MN?
Rent-burdened — rent takes 44.6% of gross income.
Richfield rent: July 2026. Salary: BLS OEWS May 2024 (Minnesota state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These Minnesota cities have lower median rent than Richfield, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Richfield
View full rent data for Richfield, MN →Frequently asked questions
Can a waiter or waitress afford rent in Richfield, MN?
Median rent in Richfield is $1,412 a month. A typical waiter or waitress in Minnesota earns about $37,991 a year, which makes that rent 44.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Richfield?
Using the 30% rule, a waiter or waitress salary in Minnesota (~$37,991/yr) supports up to $950 a month in rent. Richfield's current median rent is $1,412/mo, which is $462/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Richfield?
At an hourly equivalent of about $18 an hour, a waiter or waitress in Minnesota works roughly 77.3 hours a month to cover Richfield's median rent of $1,412.
Where is rent cheaper than Richfield for a waiter or waitress?
Nearby Minnesota cities with lower median rent include Roseville ($1,411/mo), Bemidji ($1,411/mo), Bloomington ($1,410/mo). Each shifts the affordability math materially on a waiter or waitress salary.