Can A Waiter or Waitress Afford Rent in Madison, MS?
Rent-burdened — rent takes 98.2% of gross income.
Madison rent: June 2026. Salary: BLS OEWS May 2024 (Mississippi state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These Mississippi cities have lower median rent than Madison, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Madison
View full rent data for Madison, MS →Frequently asked questions
Can a waiter or waitress afford rent in Madison, MS?
Median rent in Madison is $2,422 a month. A typical waiter or waitress in Mississippi earns about $29,589 a year, which makes that rent 98.2% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Madison?
Using the 30% rule, a waiter or waitress salary in Mississippi (~$29,589/yr) supports up to $740 a month in rent. Madison's current median rent is $2,422/mo, which is $1,682/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Madison?
At an hourly equivalent of about $14 an hour, a waiter or waitress in Mississippi works roughly 170.3 hours a month to cover Madison's median rent of $2,422.
Where is rent cheaper than Madison for a waiter or waitress?
Nearby Mississippi cities with lower median rent include Oxford ($2,376/mo), Oxford ($2,304/mo), Hernando ($2,261/mo). Each shifts the affordability math materially on a waiter or waitress salary.