Can A Waiter or Waitress Afford Rent in Bozeman, MT?
Rent-burdened — rent takes 82.1% of gross income.
Bozeman rent: September 2026. Salary: BLS OEWS May 2024 (Montana state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These Montana cities have lower median rent than Bozeman, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Bozeman
View full rent data for Bozeman, MT →Frequently asked questions
Can a waiter or waitress afford rent in Bozeman, MT?
Median rent in Bozeman is $2,199 a month. A typical waiter or waitress in Montana earns about $32,146 a year, which makes that rent 82.1% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Bozeman?
Using the 30% rule, a waiter or waitress salary in Montana (~$32,146/yr) supports up to $804 a month in rent. Bozeman's current median rent is $2,199/mo, which is $1,395/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Bozeman?
At an hourly equivalent of about $15 an hour, a waiter or waitress in Montana works roughly 142.3 hours a month to cover Bozeman's median rent of $2,199.
Where is rent cheaper than Bozeman for a waiter or waitress?
Nearby Montana cities with lower median rent include Belgrade ($2,134/mo), Belgrade ($2,123/mo), Belgrade ($2,117/mo). Each shifts the affordability math materially on a waiter or waitress salary.