Can A Waiter or Waitress Afford Rent in Laurel, MT?

Rent-burdened — rent takes 48% of gross income.

Laurel rent: June 2026. Salary: BLS OEWS May 2024 (Montana state estimate).

Laurel median rent
$1,286/mo
Waiter or Waitress salary (Montana)
$32,146/yr
Rent as % of income
48%
Gross monthly income works out to about $2,679, and the 30% rule supports up to $804/mo in rent. Laurel's median rent of $1,286 exceeds that threshold by $482/mo, putting a waiter or waitress salary into the rent-burdened range here. A waiter or waitress works roughly 83.2 hours a month to cover that rent.

About rent and a waiter or waitress salary

Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.

Cheaper rent nearby

These Montana cities have lower median rent than Laurel, which improves the affordability math on a waiter or waitress salary:

Butte, MT
$1,277/mo (47.7% of income)
Butte, MT
$1,255/mo (46.8% of income)
Butte, MT
$1,243/mo (46.4% of income)

Compare with full rent data for Laurel

View full rent data for Laurel, MT

Frequently asked questions

Can a waiter or waitress afford rent in Laurel, MT?

Median rent in Laurel is $1,286 a month. A typical waiter or waitress in Montana earns about $32,146 a year, which makes that rent 48% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a waiter or waitress afford in Laurel?

Using the 30% rule, a waiter or waitress salary in Montana (~$32,146/yr) supports up to $804 a month in rent. Laurel's current median rent is $1,286/mo, which is $482/mo over the affordability threshold.

How many hours does a waiter or waitress work to cover rent in Laurel?

At an hourly equivalent of about $15 an hour, a waiter or waitress in Montana works roughly 83.2 hours a month to cover Laurel's median rent of $1,286.

Where is rent cheaper than Laurel for a waiter or waitress?

Nearby Montana cities with lower median rent include Butte ($1,277/mo), Butte ($1,255/mo), Butte ($1,243/mo). Each shifts the affordability math materially on a waiter or waitress salary.

Methodology: Salary uses the BLS-derived Montana state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Laurel, MT. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.