Can A Waiter or Waitress Afford Rent in Wilmington, NC?

Rent-burdened — rent takes 59.2% of gross income.

Wilmington rent: June 2026. Salary: BLS OEWS May 2024 (North Carolina state estimate).

Wilmington median rent
$1,694/mo
Waiter or Waitress salary (North Carolina)
$34,338/yr
Rent as % of income
59.2%
Gross monthly income works out to about $2,862, and the 30% rule supports up to $858/mo in rent. Wilmington's median rent of $1,694 exceeds that threshold by $836/mo, putting a waiter or waitress salary into the rent-burdened range here. A waiter or waitress works roughly 102.6 hours a month to cover that rent.

About rent and a waiter or waitress salary

Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.

Cheaper rent nearby

These North Carolina cities have lower median rent than Wilmington, which improves the affordability math on a waiter or waitress salary:

Leland, NC
$1,693/mo (59.2% of income)
Holly Ridge, NC
$1,693/mo (59.2% of income)
Weaverville, NC
$1,692/mo (59.1% of income)

Compare with full rent data for Wilmington

View full rent data for Wilmington, NC

Frequently asked questions

Can a waiter or waitress afford rent in Wilmington, NC?

Median rent in Wilmington is $1,694 a month. A typical waiter or waitress in North Carolina earns about $34,338 a year, which makes that rent 59.2% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a waiter or waitress afford in Wilmington?

Using the 30% rule, a waiter or waitress salary in North Carolina (~$34,338/yr) supports up to $858 a month in rent. Wilmington's current median rent is $1,694/mo, which is $836/mo over the affordability threshold.

How many hours does a waiter or waitress work to cover rent in Wilmington?

At an hourly equivalent of about $17 an hour, a waiter or waitress in North Carolina works roughly 102.6 hours a month to cover Wilmington's median rent of $1,694.

Where is rent cheaper than Wilmington for a waiter or waitress?

Nearby North Carolina cities with lower median rent include Leland ($1,693/mo), Holly Ridge ($1,693/mo), Weaverville ($1,692/mo). Each shifts the affordability math materially on a waiter or waitress salary.

Methodology: Salary uses the BLS-derived North Carolina state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Wilmington, NC. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.