Can A Waiter or Waitress Afford Rent in Fargo, ND?
Stretched but workable — rent takes 36.8% of gross income.
Fargo rent: June 2026. Salary: BLS OEWS May 2024 (North Dakota state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These North Dakota cities have lower median rent than Fargo, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Fargo
View full rent data for Fargo, ND →Frequently asked questions
Can a waiter or waitress afford rent in Fargo, ND?
Median rent in Fargo is $1,088 a month. A typical waiter or waitress in North Dakota earns about $35,434 a year, which makes that rent 36.8% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Fargo?
Using the 30% rule, a waiter or waitress salary in North Dakota (~$35,434/yr) supports up to $886 a month in rent. Fargo's current median rent is $1,088/mo, which is $202/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Fargo?
At an hourly equivalent of about $17 an hour, a waiter or waitress in North Dakota works roughly 63.9 hours a month to cover Fargo's median rent of $1,088.
Where is rent cheaper than Fargo for a waiter or waitress?
Nearby North Dakota cities with lower median rent include Minot ($1,086/mo), Mandan ($1,074/mo), Mandan ($1,060/mo). Each shifts the affordability math materially on a waiter or waitress salary.