Can A Waiter or Waitress Afford Rent in Kearney, NE?
Rent-burdened — rent takes 51.3% of gross income.
Kearney rent: June 2026. Salary: BLS OEWS May 2024 (Nebraska state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These Nebraska cities have lower median rent than Kearney, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Kearney
View full rent data for Kearney, NE →Frequently asked questions
Can a waiter or waitress afford rent in Kearney, NE?
Median rent in Kearney is $1,451 a month. A typical waiter or waitress in Nebraska earns about $33,973 a year, which makes that rent 51.3% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Kearney?
Using the 30% rule, a waiter or waitress salary in Nebraska (~$33,973/yr) supports up to $849 a month in rent. Kearney's current median rent is $1,451/mo, which is $602/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Kearney?
At an hourly equivalent of about $16 an hour, a waiter or waitress in Nebraska works roughly 88.8 hours a month to cover Kearney's median rent of $1,451.
Where is rent cheaper than Kearney for a waiter or waitress?
Nearby Nebraska cities with lower median rent include Columbus ($1,447/mo), Omaha ($1,446/mo), La Vista ($1,442/mo). Each shifts the affordability math materially on a waiter or waitress salary.