Can A Waiter or Waitress Afford Rent in Derry, NH?
Rent-burdened — rent takes 75.2% of gross income.
Derry rent: June 2026. Salary: BLS OEWS May 2024 (New Hampshire state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These New Hampshire cities have lower median rent than Derry, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Derry
View full rent data for Derry, NH →Frequently asked questions
Can a waiter or waitress afford rent in Derry, NH?
Median rent in Derry is $2,357 a month. A typical waiter or waitress in New Hampshire earns about $37,626 a year, which makes that rent 75.2% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Derry?
Using the 30% rule, a waiter or waitress salary in New Hampshire (~$37,626/yr) supports up to $941 a month in rent. Derry's current median rent is $2,357/mo, which is $1,416/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Derry?
At an hourly equivalent of about $18 an hour, a waiter or waitress in New Hampshire works roughly 130.3 hours a month to cover Derry's median rent of $2,357.
Where is rent cheaper than Derry for a waiter or waitress?
Nearby New Hampshire cities with lower median rent include Lebanon ($2,333/mo), Exeter ($2,288/mo), Hooksett ($2,286/mo). Each shifts the affordability math materially on a waiter or waitress salary.