Can A Truck Driver Afford Rent in Cold Spring, KY?

Stretched but workable — rent takes 39.4% of gross income.

Cold Spring rent: June 2026. Salary: BLS OEWS May 2024 (Kentucky state estimate).

Cold Spring median rent
$1,637/mo
Truck Driver salary (Kentucky)
$49,905/yr
Rent as % of income
39.4%
Gross monthly income works out to about $4,159, and the 30% rule supports up to $1,248/mo in rent. Cold Spring's median rent of $1,637 exceeds that threshold by $389/mo, putting a truck driver salary into the rent-burdened range here. A truck driver works roughly 68.2 hours a month to cover that rent.

About rent and a truck driver salary

Truck driver pay covers comfortable rent in most lower- and mid-cost US metros and stretches thin in the highest-cost ones. Because many drivers can base anywhere along their route, the home-city rent decision has an outsized effect on take-home. At the national-average driver salary, the 30% rule supports about $1,418 a month in rent. The per-city pages show which markets keep rent within that range and which push it out of reach.

Cheaper rent nearby

These Kentucky cities have lower median rent than Cold Spring, which improves the affordability math on a truck driver salary:

Bellevue, KY
$1,634/mo (39.3% of income)
Dayton, KY
$1,631/mo (39.2% of income)
Dayton, KY
$1,631/mo (39.2% of income)

Compare with full rent data for Cold Spring

View full rent data for Cold Spring, KY

Frequently asked questions

Can a truck driver afford rent in Cold Spring, KY?

Median rent in Cold Spring is $1,637 a month. A typical truck driver in Kentucky earns about $49,905 a year, which makes that rent 39.4% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a truck driver afford in Cold Spring?

Using the 30% rule, a truck driver salary in Kentucky (~$49,905/yr) supports up to $1,248 a month in rent. Cold Spring's current median rent is $1,637/mo, which is $389/mo over the affordability threshold.

How many hours does a truck driver work to cover rent in Cold Spring?

At an hourly equivalent of about $24 an hour, a truck driver in Kentucky works roughly 68.2 hours a month to cover Cold Spring's median rent of $1,637.

Where is rent cheaper than Cold Spring for a truck driver?

Nearby Kentucky cities with lower median rent include Bellevue ($1,634/mo), Dayton ($1,631/mo), Dayton ($1,631/mo). Each shifts the affordability math materially on a truck driver salary.

Methodology: Salary uses the BLS-derived Kentucky state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Cold Spring, KY. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.