RentDataNowRentDataNow
ZIP Code · MA

ZIP 01440

Part of Gardner, MA
Pop. 21,276·Worcester County·166th most expensive ZIP in Massachusetts
Median rent (all units)
$1,603/mo
Year-over-Year
+13.6%
Month-over-Month
-2.7%
vs US Median
-$362
Falling (Monthly)
Be the first to discuss 01440 rents ↓
Most AffordableMost Expensive
ZIP 01440 · $1,603
More affordable than 66% of US ZIP codes · National median $1,965/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,080
1 BR
$1,260
2 BR
$1,560
3 BR
$2,000
4 BR+
$2,350
Research median
$1,560/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: July 20, 2026

Annual cost
$19,236/yr
At $1,603/mo median
Location
StateMA
CountyWorcester County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 13.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+13.6% YoY, -2.7% MoM), not inventory.
Demographics

Who lives here

ZIP 01440 (Gardner, MA) is majority owner-occupied, 23.9% of residents hold a bachelor's degree or higher.

Population
21,276
Median income
$67,440
Median age
43.7
Renters
40.9%
Age distribution
18.2%
20.1%
25.2%
16.7%
19.7%
Under 1818.2%
18–3420.1%
35–5425.2%
55–6416.7%
65+19.7%
Gender
51.6%
48.4%
Male51.6%
Female48.4%
Race & ethnicity
79.7%
White79.7%
Black4.1%
Hispanic10.6%
Asian2.4%
Other3.1%
Education (25+)
12.9%
35.1%
28.1%
23.9%
No HS diploma12.9%
HS diploma35.1%
Some college28.1%
Bachelor's+23.9%
Housing tenure
59.1%
40.9%
Owner59.1%
Renter40.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 01440 in Gardner, MA has changed in 5 years

Income
$53,400 → $67,440
up 26.3%
Population
21,310 → 21,276
down 0.2%
Renter share
42.9% → 40.9%
-2.0 pts
Bachelor's+
19% → 23.9%
+4.9 pts
Median age
44.5 → 43.7
-0.8 yrs

Local incomes tracked alongside that move, going from a median of $53,400 in 2021 to $67,440 more recently. The renter share has eased from 42.9% to 40.9%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 19% to 23.9% across the same window.

Community

Discussions about ZIP 01440

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 01440

About renting in ZIP 01440

Last updated: July 20, 2026

ZIP code 01440 covers Gardner, MA. The median rent here is $1,603/mo as of July 2026. A 1-bedroom rents for a median of $1,260/mo. A 2-bedroom rents for a median of $1,560/mo.

At 29% of local median household income ($67,440/yr), ZIP 01440 ranks as affordable compared to the national benchmark of 30%. Rents have increased 13.6% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 01440?

As of July 20, 2026, the median monthly rent in ZIP 01440 (Gardner, MA) is $1,603. This is based on aggregated data from public sources and community submissions.

How does ZIP 01440 rent compare to the US average?

ZIP 01440's median rent of $1,603/mo is $362 (18%) below the US national median of $1,965/mo.

How does ZIP 01440 compare to other ZIPs in Massachusetts?

ZIP 01440 is among the more affordable ZIP codes in Massachusetts, ranking #166 out of 168 ZIPs at $1,603/mo.

How much income do you need to rent in ZIP 01440?

To keep rent at or below 30% of gross income, you would need to earn at least $64,000/year (~$31/hour full-time) to afford the median rent of $1,603/mo in ZIP 01440. The local median household income is $67,440/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 01440?

Rent in ZIP 01440 has increased 13.6% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 01440 an affordable place to rent?

ZIP 01440 is considered affordable for renters. At $1,603/mo, rent takes approximately 29% of the local median household income ($67,440/yr). The standard benchmark is 30%. ZIP 01440 falls comfortably within that range.

What percentage of ZIP 01440 residents rent vs. own?

According to Census data, approximately 40.9% of ZIP 01440 households are renters, while 59.1% are owner-occupied. ZIP 01440 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 01440 compare to the rest of Gardner?

ZIP 01440 sits right at the Gardner citywide median of $1,603/mo.

When was rent data for ZIP 01440 last updated?

Rent data for ZIP 01440 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
29%
AFFORDABLE

At $1,603/mo, rent takes ~29% of ZIP 01440's median household income ($67,440/yr). The standard benchmark is 30%.

ZIP 01440 29%Benchmark 30%
State income tax5%
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 01440 (Gardner, MA)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.