ZIP Code · MA

ZIP 01890

Pop. 23,406·Middlesex County·26th most expensive ZIP in Massachusetts
Median rent (all units)
$3,246/mo
Year-over-Year
-1.6%
Month-over-Month
Stable
vs US Median
+$1,314
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 01890 · $3,246
More expensive than 93% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,490
1 BR
$2,620
2 BR
$3,110
3 BR
$3,730
4 BR+
$4,120
Research median
$3,110/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Massachusetts

Rent in ZIP 01890 changed -1.6% over the year to September 2026. Across the 140 Massachusetts ZIP codes Zillow tracks, the typical change was +3.0%.

Recent direction

Rent has fallen 4 months in a row, and rose in 4 of the last 12 months.

What a typical income covers

30% of the median household income ($230,198) is $5,755 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($4,120).

Cheaper nearby

ZIP 02474, 2 miles away, rents for 18% less ($2,676/mo), about $6,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 01890. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$38,952/yr
At $3,246/mo median
Location
StateMA
CountyMiddlesex County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-1.6% YoY, -0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 01890 (Winchester, MA) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 79.5% of residents hold a bachelor's degree or higher.

Population
23,406
Median income
$230,198
Median age
42.5
Renters
18.3%
Age distribution
27.6%
30.6%
12.8%
18%
Under 1827.6%
18–3411.1%
35–5430.6%
55–6412.8%
65+18%
Gender
46.9%
53.1%
Male46.9%
Female53.1%
Race & ethnicity
71%
15.6%
White71%
Black3%
Hispanic3.9%
Asian15.6%
Other6.5%
Education (25+)
79.5%
No HS diploma3.1%
HS diploma8.2%
Some college9.2%
Bachelor's+79.5%
Housing tenure
81.7%
18.3%
Owner81.7%
Renter18.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 01890 in Winchester, MA has changed in 5 years

Income
$184,844 → $230,198
up 24.5%
Population
22,875 → 23,406
up 2.3%
Renter share
17.7% → 18.3%
+0.6 pts
Bachelor's+
75.5% → 79.5%
+4.0 pts

Local incomes tracked alongside that move, going from a median of $184,844 in 2021 to $230,198 more recently. The population has grown by 2.3% since 2021, moving from about 22,875 residents to roughly 23,406. College-educated residents now make up 79.5% of adults here, versus 75.5% in 2021.

Community

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Local insights

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About renting in ZIP 01890

Last updated: October 17, 2026

ZIP code 01890 covers Winchester, MA. The median rent here is $3,246/mo as of October 2026. A 1-bedroom rents for a median of $2,620/mo. A 2-bedroom rents for a median of $3,110/mo.

At 17% of local median household income ($230,198/yr), ZIP 01890 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 1.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 01890?

To keep rent at or below 30% of gross income, you would need to earn at least $130,000/year (about $63/hour full-time) to afford the median rent of $3,246/mo in ZIP 01890. The local median household income is $230,198/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 01890?

Rent in ZIP 01890 has fallen 1.6% over the past year.

How does ZIP 01890 compare to other ZIPs in Massachusetts?

ZIP 01890 is one of the pricier among Massachusetts ZIP codes for rent, ranking #26 of 164 at $3,246/mo. Over the year to September 2026, rent in ZIP 01890 changed -1.6%, against a typical +3.0% across the 140 Massachusetts ZIP codes Zillow tracks.

How does ZIP 01890 compare to the rest of Winchester?

At $3,246/mo, ZIP 01890 is $55 above the Winchester citywide median of $3,191/mo.
Income Affordability
17%
VERY AFFORDABLE

At $3,246/mo, rent takes ~17% of ZIP 01890's median household income ($230,198/yr). The standard benchmark is 30%.

ZIP 01890 17%Benchmark 30%
State income tax5%
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Schools nearby

Public schools near ZIP 01890 (Winchester, MA)

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