ZIP Code · MA

ZIP 01907

Part of Swampscott, MA

Pop. 15,277·Essex County·15th most expensive ZIP in Massachusetts

Median rent (all units)

$3,536/mo

Year-over-Year

Stable

Month-over-Month

-0.3%

vs US Median

+$1,604

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 01907 · $3,536

More expensive than 95% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$2,480

1 BR

$2,600

2 BR

$3,090

3 BR

$3,700

4 BR+

$4,090

Research median

$3,090/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($134,386) is $3,360 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($3,090); a 3-bedroom is $3,700.

Cheaper nearby

ZIP 01902, 2 miles away, rents for 35% less ($2,302/mo), about $14,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 01907. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$42,432/yr

At $3,536/mo median

Location

CitySwampscott

StateMA

CountyEssex County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, -0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 01907 (Swampscott, MA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 62.2% of residents hold a bachelor's degree or higher.

Population

15,277

Median income

$134,386

Median age

44.5

Renters

24.1%

Age distribution

20.1%

17.4%

27.9%

14.3%

20.4%

Under 1820.1%

18–3417.4%

35–5427.9%

55–6414.3%

65+20.4%

Gender

46.4%

53.6%

Male46.4%

Female53.6%

Race & ethnicity

89%

White89%

Black3.3%

Hispanic8.9%

Asian1.1%

Education (25+)

14.2%

19.6%

62.2%

No HS diploma4%

HS diploma14.2%

Some college19.6%

Bachelor's+62.2%

Housing tenure

75.9%

24.1%

Owner75.9%

Renter24.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 01907 in Swampscott, MA has changed in 5 years

Income

$112,668 → $134,386

up 19.3%

Population

15,183 → 15,277

up 0.6%

Renter share

27.5% → 24.1%

-3.4 pts

Bachelor's+

61.9% → 62.2%

+0.3 pts

Local incomes tracked alongside that move, going from a median of $112,668 in 2021 to $134,386 more recently. Renters now make up 24.1% of households, compared with 27.5% five years ago.

Community

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Local insights

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About renting in ZIP 01907

Last updated: October 17, 2026

ZIP code 01907 covers Swampscott, MA. The median rent here is $3,536/mo as of October 2026. A 1-bedroom rents for a median of $2,600/mo. A 2-bedroom rents for a median of $3,090/mo.

At 32% of local median household income ($134,386/yr), ZIP 01907 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 01907?

To keep rent at or below 30% of gross income, you would need to earn at least $141,000/year (about $68/hour full-time) to afford the median rent of $3,536/mo in ZIP 01907. The local median household income is $134,386/yr, so the typical household falls short of that bar.