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ZIP Code · MA

ZIP 01907

Pop. 15,277·Essex County·90th most expensive ZIP in Massachusetts
Median rent (all units)
$2,764/mo
Year-over-Year
Stable
Month-over-Month
+2.5%
vs US Median
+$799
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 01907 · $2,764
More expensive than 86% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,480
1 BR
$2,600
2 BR
$3,090
3 BR
$3,700
4 BR+
$4,090
Research median
$3,090/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$33,168/yr
At $2,764/mo median
Location
StateMA
CountyEssex County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.0% YoY, +2.5% MoM), not inventory.
Demographics

Who lives here

ZIP 01907 (Swampscott, MA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 62.2% of residents hold a bachelor's degree or higher.

Population
15,277
Median income
$134,386
Median age
44.5
Renters
24.1%
Age distribution
20.1%
17.4%
27.9%
14.3%
20.4%
Under 1820.1%
18–3417.4%
35–5427.9%
55–6414.3%
65+20.4%
Gender
46.4%
53.6%
Male46.4%
Female53.6%
Race & ethnicity
89%
White89%
Black3.3%
Hispanic8.9%
Asian1.1%
Education (25+)
14.2%
19.6%
62.2%
No HS diploma4%
HS diploma14.2%
Some college19.6%
Bachelor's+62.2%
Housing tenure
75.9%
24.1%
Owner75.9%
Renter24.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 01907 in Swampscott, MA has changed in 5 years

Income
$112,668 → $134,386
up 19.3%
Population
15,183 → 15,277
up 0.6%
Renter share
27.5% → 24.1%
-3.4 pts
Bachelor's+
61.9% → 62.2%
+0.3 pts

Local incomes tracked alongside that move, going from a median of $112,668 in 2021 to $134,386 more recently. Renters now make up 24.1% of households, compared with 27.5% five years ago.

Community

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Local insights

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About renting in ZIP 01907

Last updated: July 20, 2026

ZIP code 01907 covers Swampscott, MA. The median rent here is $2,764/mo as of July 2026. A 1-bedroom rents for a median of $2,600/mo. A 2-bedroom rents for a median of $3,090/mo.

At 25% of local median household income ($134,386/yr), ZIP 01907 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 01907?

As of July 20, 2026, the median monthly rent in ZIP 01907 (Swampscott, MA) is $2,764. This is based on aggregated data from public sources and community submissions.

How does ZIP 01907 rent compare to the US average?

ZIP 01907's median rent of $2,764/mo is $799 (41%) above the US national median of $1,965/mo.

How does ZIP 01907 compare to other ZIPs in Massachusetts?

ZIP 01907 falls in the middle range for Massachusetts, ranking #90 out of 168 ZIPs at $2,764/mo.

How much income do you need to rent in ZIP 01907?

To keep rent at or below 30% of gross income, you would need to earn at least $111,000/year (~$53/hour full-time) to afford the median rent of $2,764/mo in ZIP 01907. The local median household income is $134,386/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 01907?

Rent in ZIP 01907 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 01907 an affordable place to rent?

ZIP 01907 is considered affordable for renters. At $2,764/mo, rent takes approximately 25% of the local median household income ($134,386/yr). The standard benchmark is 30%. ZIP 01907 falls comfortably within that range.

What percentage of ZIP 01907 residents rent vs. own?

According to Census data, approximately 24.1% of ZIP 01907 households are renters, while 75.9% are owner-occupied. ZIP 01907 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 01907 compare to the rest of Swampscott?

ZIP 01907 sits right at the Swampscott citywide median of $2,764/mo.

When was rent data for ZIP 01907 last updated?

Rent data for ZIP 01907 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
25%
AFFORDABLE

At $2,764/mo, rent takes ~25% of ZIP 01907's median household income ($134,386/yr). The standard benchmark is 30%.

ZIP 01907 25%Benchmark 30%
State income tax5%
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Schools nearby

Public schools near ZIP 01907 (Swampscott, MA)

Recent submissions

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