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ZIP Code · RI

ZIP 02891

Part of Westerly, RI
Pop. 21,587·Washington County·22nd most expensive ZIP in Rhode Island
Median rent (all units)
$2,000/mo
Year-over-Year
+1.2%
Month-over-Month
+2.8%
vs US Median
+$35
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 02891 · $2,000
More expensive than 60% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,400
1 BR
$1,410
2 BR
$1,780
3 BR
$2,220
4 BR+
$2,410
Research median
$1,780/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$24,000/yr
At $2,000/mo median
Location
StateRI
CountyWashington County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 1.2% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+1.2% YoY, +2.8% MoM), not inventory.
Demographics

Who lives here

ZIP 02891 (Westerly, RI) is majority owner-occupied, has a large retiree population, has a median income above the national average, 46.1% of residents hold a bachelor's degree or higher.

Population
21,587
Median income
$97,110
Median age
53.5
Renters
25.4%
Age distribution
13.4%
19%
19.9%
20.3%
27.5%
Under 1813.4%
18–3419%
35–5419.9%
55–6420.3%
65+27.5%
Gender
51.2%
48.8%
Male51.2%
Female48.8%
Race & ethnicity
89.5%
White89.5%
Black0.6%
Hispanic2.8%
Asian3%
Other4.1%
Education (25+)
26.8%
22.1%
46.1%
No HS diploma5%
HS diploma26.8%
Some college22.1%
Bachelor's+46.1%
Housing tenure
74.6%
25.4%
Owner74.6%
Renter25.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 02891 in Westerly, RI has changed in 5 years

Income
$82,331 → $97,110
up 18.0%
Population
21,998 → 21,587
down 1.9%
Renter share
28.1% → 25.4%
-2.7 pts
Bachelor's+
36.5% → 46.1%
+9.6 pts
Median age
50.4 → 53.5
+3.1 yrs

Local incomes tracked alongside that move, going from a median of $82,331 in 2021 to $97,110 more recently. The population has contracted by 1.9% since 2021, moving from about 21,998 residents to roughly 21,587. Renters now make up 25.4% of households, compared with 28.1% five years ago. College-educated residents now make up 46.1% of adults here, versus 36.5% in 2021.

Community

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Local insights

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About renting in ZIP 02891

Last updated: July 20, 2026

ZIP code 02891 covers Westerly, RI. The median rent here is $2,000/mo as of July 2026. A 1-bedroom rents for a median of $1,410/mo. A 2-bedroom rents for a median of $1,780/mo.

At 25% of local median household income ($97,110/yr), ZIP 02891 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.2% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 02891?

As of July 20, 2026, the median monthly rent in ZIP 02891 (Westerly, RI) is $2,000. This is based on aggregated data from public sources and community submissions.

How does ZIP 02891 rent compare to the US average?

ZIP 02891's median rent of $2,000/mo is $35 (2%) above the US national median of $1,965/mo.

How does ZIP 02891 compare to other ZIPs in Rhode Island?

ZIP 02891 falls in the middle range for Rhode Island, ranking #22 out of 34 ZIPs at $2,000/mo.

How much income do you need to rent in ZIP 02891?

To keep rent at or below 30% of gross income, you would need to earn at least $80,000/year (~$38/hour full-time) to afford the median rent of $2,000/mo in ZIP 02891. The local median household income is $97,110/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 02891?

Rent in ZIP 02891 has increased 1.2% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 02891 an affordable place to rent?

ZIP 02891 is considered affordable for renters. At $2,000/mo, rent takes approximately 25% of the local median household income ($97,110/yr). The standard benchmark is 30%. ZIP 02891 falls comfortably within that range.

What percentage of ZIP 02891 residents rent vs. own?

According to Census data, approximately 25.4% of ZIP 02891 households are renters, while 74.6% are owner-occupied. ZIP 02891 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 02891 compare to the rest of Westerly?

ZIP 02891 sits right at the Westerly citywide median of $2,000/mo.

When was rent data for ZIP 02891 last updated?

Rent data for ZIP 02891 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
25%
AFFORDABLE

At $2,000/mo, rent takes ~25% of ZIP 02891's median household income ($97,110/yr). The standard benchmark is 30%.

ZIP 02891 25%Benchmark 30%
State income tax3.75–5.99%
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Schools nearby

Public schools near ZIP 02891 (Westerly, RI)

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