ZIP Code · NH

ZIP 03246

Part of Laconia, NH

Pop. 17,103·Belknap County·21st most expensive ZIP in New Hampshire

Median rent (all units)

$1,887/mo

Year-over-Year

+16.0%

Month-over-Month

-3.8%

vs US Median

-$45

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 03246 · $1,887

More expensive than 55% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,220

1 BR

$1,400

2 BR

$1,770

3 BR

$2,180

4 BR+

$2,630

Research median

$1,770/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of New Hampshire

Rent in ZIP 03246 changed +16.0% over the year to September 2026. Across the 20 New Hampshire ZIP codes Zillow tracks, the typical change was +3.4%.

Recent direction

Rent has fallen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($73,241) is $1,831 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,770); a 3-bedroom is $2,180.

From Zillow's monthly rent index (ZORI) for ZIP 03246. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$22,644/yr

At $1,887/mo median

Location

CityLaconia

StateNH

CountyBelknap County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 16.0% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+16.0% YoY, -3.8% MoM), not inventory.

Demographics

Who lives here

ZIP 03246 (Laconia, NH) is majority owner-occupied, has a large retiree population, 27.2% of residents hold a bachelor's degree or higher.

Population

17,103

Median income

$73,241

Median age

45.3

Renters

35.7%

Age distribution

18.4%

17.3%

24.2%

17.2%

22.9%

Under 1818.4%

18–3417.3%

35–5424.2%

55–6417.2%

65+22.9%

Gender

49%

51%

Male49%

Female51%

Race & ethnicity

90.6%

White90.6%

Hispanic3.5%

Asian1.5%

Other4.2%

Education (25+)

29.4%

36.8%

27.2%

No HS diploma6.6%

HS diploma29.4%

Some college36.8%

Bachelor's+27.2%

Housing tenure

64.3%

35.7%

Owner64.3%

Renter35.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 03246 in Laconia, NH has changed in 5 years

Income

$63,812 → $73,241

up 14.8%

Population

16,847 → 17,103

up 1.5%

Renter share

39.6% → 35.7%

-3.9 pts

Bachelor's+

27.5% → 27.2%

-0.3 pts

Median age

43.3 → 45.3

+2.0 yrs

Local incomes tracked alongside that move, going from a median of $63,812 in 2021 to $73,241 more recently. Census counts show ZIP 03246 in Laconia, NH adding about 256 residents over the five-year window, up 1.5% on net. The renter share has eased from 39.6% to 35.7%, with owner-occupied housing accounting for the remainder.

Community

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Local insights

Tips for renters in ZIP 03246

About renting in ZIP 03246

Last updated: October 17, 2026

ZIP code 03246 covers Laconia, NH. The median rent here is $1,887/mo as of October 2026. A 1-bedroom rents for a median of $1,400/mo. A 2-bedroom rents for a median of $1,770/mo.

At 31% of local median household income ($73,241/yr), ZIP 03246 ranks as moderate compared to the national benchmark of 30%. Rents have increased 16.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 03246?

To keep rent at or below 30% of gross income, you would need to earn at least $75,000/year (about $36/hour full-time) to afford the median rent of $1,887/mo in ZIP 03246. The local median household income is $73,241/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 03246?

Rent in ZIP 03246 has risen 16.0% over the past year.

How does ZIP 03246 compare to other ZIPs in New Hampshire?

ZIP 03246 is one of the more affordable among New Hampshire ZIP codes for rent, ranking #21 of 24 at $1,887/mo. Over the year to September 2026, rent in ZIP 03246 changed +16.0%, against a typical +3.4% across the 20 New Hampshire ZIP codes Zillow tracks.