ZIP Code · ME

ZIP 04074

Part of Scarborough, ME

Pop. 23,076·Cumberland County·2nd most expensive ZIP in Maine

Median rent (all units)

$2,714/mo

Year-over-Year

+8.1%

Month-over-Month

+0.6%

vs US Median

+$782

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 04074 · $2,714

More expensive than 85% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,690

1 BR

$1,910

2 BR

$2,450

3 BR

$2,980

4 BR+

$3,240

Research median

$2,450/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Maine

Rent in ZIP 04074 changed +8.1% over the year to September 2026. Across the 16 Maine ZIP codes Zillow tracks, the typical change was +3.1%.

Recent direction

Rent has risen 5 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($135,018) is $3,375 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($3,240).

Cheaper nearby

ZIP 04064, 5 miles away, rents for 27% less ($1,985/mo), about $8,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 04074. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$32,568/yr

At $2,714/mo median

Location

CityScarborough

StateME

CountyCumberland County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 8.1% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+8.1% YoY, +0.6% MoM), not inventory.

Demographics

Who lives here

ZIP 04074 (Scarborough, ME) is majority owner-occupied, has a large retiree population, has a median income above the national average, 57.9% of residents hold a bachelor's degree or higher.

Population

23,076

Median income

$135,018

Median age

48.5

Renters

22.8%

Age distribution

16.7%

16.4%

24.8%

17.6%

24.5%

Under 1816.7%

18–3416.4%

35–5424.8%

55–6417.6%

65+24.5%

Gender

49.7%

50.3%

Male49.7%

Female50.3%

Race & ethnicity

91.7%

White91.7%

Black1%

Hispanic2.8%

Asian1.1%

Other3.4%

Education (25+)

16.2%

24.7%

57.9%

No HS diploma1.2%

HS diploma16.2%

Some college24.7%

Bachelor's+57.9%

Housing tenure

77.2%

22.8%

Owner77.2%

Renter22.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 04074 in Scarborough, ME has changed in 5 years

Income

$107,210 → $135,018

up 25.9%

Population

21,639 → 23,076

up 6.6%

Renter share

20.1% → 22.8%

+2.7 pts

Bachelor's+

55.2% → 57.9%

+2.7 pts

Median age

47.4 → 48.5

+1.1 yrs

Census figures show median household income at $135,018 today, compared with $107,210 five years earlier. Census counts show ZIP 04074 in Scarborough, ME adding about 1,437 residents over the five-year window, up 6.6% on net. The renter share has risen from 20.1% to 22.8%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 55.2% to 57.9% across the same window.

Community

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Local insights

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About renting in ZIP 04074

Last updated: October 17, 2026

ZIP code 04074 covers Scarborough, ME. The median rent here is $2,714/mo as of October 2026. A 1-bedroom rents for a median of $1,910/mo. A 2-bedroom rents for a median of $2,450/mo.

At 24% of local median household income ($135,018/yr), ZIP 04074 ranks as affordable compared to the national benchmark of 30%. Rents have increased 8.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 04074?

To keep rent at or below 30% of gross income, you would need to earn at least $109,000/year (about $52/hour full-time) to afford the median rent of $2,714/mo in ZIP 04074. The local median household income is $135,018/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 04074?

Rent in ZIP 04074 has risen 8.1% over the past year.

How does ZIP 04074 compare to other ZIPs in Maine?

ZIP 04074 is one of the pricier among Maine ZIP codes for rent, ranking #2 of 22 at $2,714/mo. Over the year to September 2026, rent in ZIP 04074 changed +8.1%, against a typical +3.1% across the 16 Maine ZIP codes Zillow tracks.