ZIP Code · NJ

ZIP 07032

Part of Kearny, NJ

Pop. 40,614·Hudson County·164th most expensive ZIP in New Jersey

Median rent (all units)

$2,108/mo

Year-over-Year

+2.6%

Month-over-Month

Stable

vs US Median

+$176

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 07032 · $2,108

More expensive than 67% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,731

1 BR

$1,762

2 BR

$1,984

3 BR

$2,418

4 BR+

$2,837

Research median

$1,984/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

June. Asking rents in ZIP 07032 usually run 1% below trend in June and 1.5% above it in October, about $53 a month apart at today's median. Based on 6 years of data.

Compared with the peak

Rent in ZIP 07032 is 0.3% below its high of $2,115 in July 2026, at $2,108 as of September 2026.

Past year vs. the rest of New Jersey

Rent in ZIP 07032 changed +2.6% over the year to September 2026. Across the 149 New Jersey ZIP codes Zillow tracks, the typical change was +2.8%.

Since before the pandemic

Rent in ZIP 07032 is 46% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($79,154) is $1,979 a month. That is less than HUD's Fair Market Rent for a studio ($2,190).

From Zillow's monthly rent index (ZORI) for ZIP 07032. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$25,296/yr

At $2,108/mo median

Location

CityKearny

StateNJ

CountyHudson County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (2.6% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+2.6% YoY, +0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 07032 (Kearny, NJ) is majority renter-occupied, 30.6% of residents hold a bachelor's degree or higher.

Population

40,614

Median income

$79,154

Median age

Renters

57.1%

Age distribution

19.7%

22.6%

30.8%

13.2%

13.6%

Under 1819.7%

18–3422.6%

35–5430.8%

55–6413.2%

65+13.6%

Gender

52.9%

47.1%

Male52.9%

Female47.1%

Race & ethnicity

36.5%

51.7%

White36.5%

Black5.8%

Hispanic51.7%

Asian4.4%

Other1.6%

Education (25+)

15.2%

34.5%

19.7%

30.6%

No HS diploma15.2%

HS diploma34.5%

Some college19.7%

Bachelor's+30.6%

Housing tenure

42.9%

57.1%

Owner42.9%

Renter57.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 07032 in Kearny, NJ has changed in 5 years

Rent

$1,468 → $2,108

up 43.6%

Income

$76,647 → $79,154

up 3.3%

Population

41,790 → 40,614

down 2.8%

Renter share

53.3% → 57.1%

+3.8 pts

Bachelor's+

27.7% → 30.6%

+2.9 pts

Median age

38.2 → 40

+1.8 yrs

Since 2021, the typical rent in ZIP 07032 in Kearny, NJ has increased from $1,468 to $2,108, a 43.6% change over five years. On the earnings side, the typical household in ZIP 07032 in Kearny, NJ now reports about $79,154, up from $76,647 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 2.8% since 2021, moving from about 41,790 residents to roughly 40,614. Renters now make up 57.1% of households, compared with 53.3% five years ago. College-educated residents now make up 30.6% of adults here, versus 27.7% in 2021. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 07032 in Kearny, NJ reflects that arc in its own way.

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About renting in ZIP 07032

Last updated: October 17, 2026

ZIP code 07032 covers Kearny, NJ. The median rent here is $2,108/mo as of October 2026. A 1-bedroom rents for a median of $1,762/mo. A 2-bedroom rents for a median of $1,984/mo.

At 32% of local median household income ($79,154/yr), ZIP 07032 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 07032?

To keep rent at or below 30% of gross income, you would need to earn at least $84,000/year (about $40/hour full-time) to afford the median rent of $2,108/mo in ZIP 07032. The local median household income is $79,154/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 07032?

Rent in ZIP 07032 has risen 2.6% over the past year as of September 2026. It sits 0.3% below its high of $2,115 in July 2026.

When is the cheapest time to rent in ZIP 07032?

Asking rents in ZIP 07032 are usually lowest in June, about 1% below their yearly trend, and highest in October, about 1.5% above it. At today's median that is a gap of roughly $53 a month. This pattern comes from 6 years of Zillow rent data.

How does ZIP 07032 compare to other ZIPs in New Jersey?

ZIP 07032 is one of the more affordable among New Jersey ZIP codes for rent, ranking #164 of 209 at $2,108/mo. Over the year to September 2026, rent in ZIP 07032 changed +2.6%, against a typical +2.8% across the 149 New Jersey ZIP codes Zillow tracks.