ZIP Code · NJ

ZIP 07109

Part of Belleville, NJ

Pop. 37,984·Essex County·143rd most expensive ZIP in New Jersey

Median rent (all units)

$2,322/mo

Year-over-Year

+1.7%

Month-over-Month

+0.6%

vs US Median

+$390

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 07109 · $2,322

More expensive than 74% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,680

1 BR

$1,900

2 BR

$2,300

3 BR

$2,880

4 BR+

$3,270

Research median

$2,300/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 07109 usually run 0.9% below trend in December and 0.8% above it in May, about $39 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 07109 is at its highest level since Zillow's records here began in April 2021.

Past year vs. the rest of New Jersey

Rent in ZIP 07109 changed +1.7% over the year to September 2026. Across the 149 New Jersey ZIP codes Zillow tracks, the typical change was +2.8%.

Recent direction

Rent has risen 2 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($90,438) is $2,261 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,900); a 2-bedroom is $2,300.

Cheaper nearby

ZIP 07104, 2 miles away, rents for 13% less ($2,016/mo), about $3,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 07109. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$27,864/yr

At $2,322/mo median

Location

CityBelleville

StateNJ

CountyEssex County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (1.7% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+1.7% YoY, +0.6% MoM), not inventory.

Demographics

Who lives here

ZIP 07109 (Belleville, NJ) is majority owner-occupied, has a median income above the national average, 32.8% of residents hold a bachelor's degree or higher.

Population

37,984

Median income

$90,438

Median age

42.3

Renters

43.6%

Age distribution

19.2%

21.8%

28.2%

14.8%

16%

Under 1819.2%

18–3421.8%

35–5428.2%

55–6414.8%

65+16%

Gender

46.7%

53.3%

Male46.7%

Female53.3%

Race & ethnicity

33.4%

51.9%

White33.4%

Black6.9%

Hispanic51.9%

Asian8.7%

Education (25+)

13.7%

31.5%

22%

32.8%

No HS diploma13.7%

HS diploma31.5%

Some college22%

Bachelor's+32.8%

Housing tenure

56.4%

43.6%

Owner56.4%

Renter43.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 07109 in Belleville, NJ has changed in 5 years

Rent

$1,675 → $2,322

up 38.6%

Income

$75,974 → $90,438

up 19.0%

Population

37,963 → 37,984

up 0.1%

Renter share

44% → 43.6%

-0.4 pts

Bachelor's+

29.5% → 32.8%

+3.3 pts

Median age

41.4 → 42.3

+0.9 yrs

The median rent in ZIP 07109 in Belleville, NJ stood at $1,675 in 2021 and currently runs about $2,322, reflecting a 38.6% increase over the period. Median household income rose from $75,974 to $90,438 between 2021 and 2024, a 19.0% shift. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. College-educated residents now make up 32.8% of adults here, versus 29.5% in 2021. Taken together, the five-year picture in ZIP 07109 in Belleville, NJ reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 07109

Last updated: October 17, 2026

ZIP code 07109 covers Belleville, NJ. The median rent here is $2,322/mo as of October 2026. A 1-bedroom rents for a median of $1,900/mo. A 2-bedroom rents for a median of $2,300/mo.

At 31% of local median household income ($90,438/yr), ZIP 07109 ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 07109?

To keep rent at or below 30% of gross income, you would need to earn at least $93,000/year (about $45/hour full-time) to afford the median rent of $2,322/mo in ZIP 07109. The local median household income is $90,438/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 07109?

Rent in ZIP 07109 has risen 1.7% over the past year as of September 2026. That is the highest level since Zillow's records here began in April 2021.

When is the cheapest time to rent in ZIP 07109?

Asking rents in ZIP 07109 are usually lowest in December, about 0.9% below their yearly trend, and highest in May, about 0.8% above it. At today's median that is a gap of roughly $39 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 07109 compare to other ZIPs in New Jersey?

ZIP 07109 is one of the more affordable among New Jersey ZIP codes for rent, ranking #143 of 209 at $2,322/mo. Over the year to September 2026, rent in ZIP 07109 changed +1.7%, against a typical +2.8% across the 149 New Jersey ZIP codes Zillow tracks.