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ZIP Code · NJ

ZIP 07728

Part of Freehold, NJ
Pop. 55,984·Monmouth County·56th most expensive ZIP in New Jersey
Median rent (all units)
$2,911/mo
Year-over-Year
+4.6%
Month-over-Month
+1.4%
vs US Median
+$946
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 07728 · $2,911
More expensive than 89% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,810
1 BR
$2,040
2 BR
$2,520
3 BR
$3,290
4 BR+
$3,650
Research median
$2,520/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$34,932/yr
At $2,911/mo median
Location
StateNJ
CountyMonmouth County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 4.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+4.6% YoY, +1.4% MoM), not inventory.
Demographics

Who lives here

ZIP 07728 (Freehold, NJ) is majority owner-occupied, has a median income above the national average, 46% of residents hold a bachelor's degree or higher.

Population
55,984
Median income
$114,072
Median age
41.7
Renters
21.4%
Age distribution
23.8%
17.8%
25.5%
14.8%
18.1%
Under 1823.8%
18–3417.8%
35–5425.5%
55–6414.8%
65+18.1%
Gender
47.9%
52.1%
Male47.9%
Female52.1%
Race & ethnicity
73.5%
19.3%
White73.5%
Black4.2%
Hispanic19.3%
Asian5.6%
Education (25+)
24.3%
21.7%
46%
No HS diploma8%
HS diploma24.3%
Some college21.7%
Bachelor's+46%
Housing tenure
78.6%
21.4%
Owner78.6%
Renter21.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 07728 in Freehold, NJ has changed in 5 years

Income
$101,043 → $114,072
up 12.9%
Population
57,245 → 55,984
down 2.2%
Renter share
24.8% → 21.4%
-3.4 pts
Bachelor's+
44.5% → 46%
+1.5 pts

On the earnings side, the typical household in ZIP 07728 in Freehold, NJ now reports about $114,072, up from $101,043 in 2021. The population has contracted by 2.2% since 2021, moving from about 57,245 residents to roughly 55,984. Renters now make up 21.4% of households, compared with 24.8% five years ago.

Community

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Local insights

Tips for renters in ZIP 07728

About renting in ZIP 07728

Last updated: July 20, 2026

ZIP code 07728 covers Freehold, NJ. The median rent here is $2,911/mo as of July 2026. A 1-bedroom rents for a median of $2,040/mo. A 2-bedroom rents for a median of $2,520/mo.

At 31% of local median household income ($114,072/yr), ZIP 07728 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.6% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 07728?

As of July 20, 2026, the median monthly rent in ZIP 07728 (Freehold, NJ) is $2,911. This is based on aggregated data from public sources and community submissions.

How does ZIP 07728 rent compare to the US average?

ZIP 07728's median rent of $2,911/mo is $946 (48%) above the US national median of $1,965/mo.

How does ZIP 07728 compare to other ZIPs in New Jersey?

ZIP 07728 is one of the pricier ZIP codes in New Jersey, ranking #56 out of 212 ZIPs tracked at $2,911/mo.

How much income do you need to rent in ZIP 07728?

To keep rent at or below 30% of gross income, you would need to earn at least $116,000/year (~$56/hour full-time) to afford the median rent of $2,911/mo in ZIP 07728. The local median household income is $114,072/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 07728?

Rent in ZIP 07728 has increased 4.6% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 07728 an affordable place to rent?

ZIP 07728 is considered moderate for renters. At $2,911/mo, rent takes approximately 31% of the local median household income ($114,072/yr). The standard benchmark is 30%. ZIP 07728 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 07728 residents rent vs. own?

According to Census data, approximately 21.4% of ZIP 07728 households are renters, while 78.6% are owner-occupied. ZIP 07728 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 07728 compare to the rest of Freehold?

ZIP 07728 is more affordable than Freehold overall. At $2,911/mo, it's $2 below the Freehold citywide median of $2,913/mo.

When was rent data for ZIP 07728 last updated?

Rent data for ZIP 07728 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
31%
MODERATE

At $2,911/mo, rent takes ~31% of ZIP 07728's median household income ($114,072/yr). The standard benchmark is 30%.

ZIP 07728 31%Benchmark 30%
State income tax1.4–10.75%
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Schools nearby

Public schools near ZIP 07728 (Freehold, NJ)

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