ZIP Code · NJ

ZIP 07762

Part of Spring Lake, NJ

Pop. 8,262·Monmouth County·28th most expensive ZIP in New Jersey

Median rent (all units)

$3,118/mo

Year-over-Year

+26.7%

Month-over-Month

+5.0%

vs US Median

+$1,186

Reported rents

Rising (Monthly)

Be the first to discuss 07762 rents ↓

Most AffordableMost Expensive

ZIP 07762 · $3,118

More expensive than 92% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,670

1 BR

$1,880

2 BR

$2,320

3 BR

$3,030

4 BR+

$3,360

Research median

$2,320/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of New Jersey

Rent in ZIP 07762 changed +26.7% over the year to September 2026. Across the 149 New Jersey ZIP codes Zillow tracks, the typical change was +2.8%.

Recent direction

Rent has risen 3 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($116,295) is $2,907 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,320); a 3-bedroom is $3,030.

Cheaper nearby

ZIP 07756, 4 miles away, rents for 30% less ($2,187/mo), about $11,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 07762. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$37,416/yr

At $3,118/mo median

Location

CitySpring Lake

StateNJ

CountyMonmouth County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 26.7% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+26.7% YoY, +5.0% MoM), not inventory.

Demographics

Who lives here

ZIP 07762 (Spring Lake, NJ) is majority owner-occupied, has a large retiree population, has a median income above the national average, 67.9% of residents hold a bachelor's degree or higher.

Population

8,262

Median income

$116,295

Median age

55.9

Renters

32.6%

Age distribution

12.3%

17.6%

18.4%

20.6%

31.1%

Under 1812.3%

18–3417.6%

35–5418.4%

55–6420.6%

65+31.1%

Gender

45.3%

54.7%

Male45.3%

Female54.7%

Race & ethnicity

92.3%

White92.3%

Hispanic5.1%

Asian0.9%

Other1.6%

Education (25+)

17.1%

67.9%

No HS diploma3.3%

HS diploma11.7%

Some college17.1%

Bachelor's+67.9%

Housing tenure

67.4%

32.6%

Owner67.4%

Renter32.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 07762 in Spring Lake, NJ has changed in 5 years

Income

$95,609 → $116,295

up 21.6%

Population

8,442 → 8,262

down 2.1%

Renter share

33.9% → 32.6%

-1.3 pts

Bachelor's+

61.8% → 67.9%

+6.1 pts

Median age

52.7 → 55.9

+3.2 yrs

Median household income rose from $95,609 to $116,295 between 2021 and 2024, a 21.6% shift. The population has contracted by 2.1% since 2021, moving from about 8,442 residents to roughly 8,262. College-educated residents now make up 67.9% of adults here, versus 61.8% in 2021.

Community

Discussions about ZIP 07762

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 07762

About renting in ZIP 07762

Last updated: October 17, 2026

ZIP code 07762 covers Spring Lake, NJ. The median rent here is $3,118/mo as of October 2026. A 1-bedroom rents for a median of $1,880/mo. A 2-bedroom rents for a median of $2,320/mo.

At 32% of local median household income ($116,295/yr), ZIP 07762 ranks as moderate compared to the national benchmark of 30%. Rents have increased 26.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 07762?

To keep rent at or below 30% of gross income, you would need to earn at least $125,000/year (about $60/hour full-time) to afford the median rent of $3,118/mo in ZIP 07762. The local median household income is $116,295/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 07762?

Rent in ZIP 07762 has risen 26.7% over the past year.

How does ZIP 07762 compare to other ZIPs in New Jersey?

ZIP 07762 is one of the pricier among New Jersey ZIP codes for rent, ranking #28 of 209 at $3,118/mo. Over the year to September 2026, rent in ZIP 07762 changed +26.7%, against a typical +2.8% across the 149 New Jersey ZIP codes Zillow tracks.