ZIP Code · MD

ZIP 20912

Part of Takoma Park, MD

Pop. 25,749·Montgomery County·119th most expensive ZIP in Maryland

Median rent (all units)

$1,601/mo

Year-over-Year

-1.2%

Month-over-Month

+0.1%

vs US Median

-$331

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 20912 · $1,601

More affordable than 65% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,287

1 BR

$1,326

2 BR

$1,482

3 BR

$1,873

4 BR+

$2,200

Research median

$1,482/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 20912 usually run 0.7% below trend in February and 1.1% above it in August, about $29 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 20912 is 2.7% below its high of $1,645 in July 2025, at $1,601 as of September 2026.

Past year vs. the rest of Maryland

Rent in ZIP 20912 changed -1.2% over the year to September 2026. Across the 124 Maryland ZIP codes Zillow tracks, the typical change was +2.6%.

Recent direction

Rent has risen 2 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($83,870) is $2,097 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,900); a 3-bedroom is $2,400.

From Zillow's monthly rent index (ZORI) for ZIP 20912. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$19,212/yr

At $1,601/mo median

Location

CityTakoma Park

StateMD

CountyMontgomery County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (-1.2% YoY, +0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 20912 (Takoma Park, MD) is majority renter-occupied, has a large share of families with children, 51.7% of residents hold a bachelor's degree or higher.

Population

25,749

Median income

$83,870

Median age

38.2

Renters

55.1%

Age distribution

27.3%

18%

31.2%

Under 1827.3%

18–3418%

35–5431.2%

55–6411.8%

65+11.7%

Gender

50.1%

49.9%

Male50.1%

Female49.9%

Race & ethnicity

38.1%

28.7%

26.2%

White38.1%

Black28.7%

Hispanic26.2%

Asian4.1%

Other3%

Education (25+)

13.2%

18.4%

16.7%

51.7%

No HS diploma13.2%

HS diploma18.4%

Some college16.7%

Bachelor's+51.7%

Housing tenure

44.9%

55.1%

Owner44.9%

Renter55.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 20912 in Takoma Park, MD has changed in 5 years

Rent

$1,351 → $1,601

up 18.5%

Income

$67,427 → $83,870

up 24.4%

Population

26,120 → 25,749

down 1.4%

Renter share

58.7% → 55.1%

-3.6 pts

Bachelor's+

51.4% → 51.7%

+0.3 pts

Median age

36.4 → 38.2

+1.8 yrs

Five years ago, renters in ZIP 20912 in Takoma Park, MD paid around $1,351 a month. That figure now sits near $1,601, up 18.5% from the 2021 baseline. Census figures show median household income at $83,870 today, compared with $67,427 five years earlier. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 20912 in Takoma Park, MD losing about 371 residents over the five-year window, down 1.4% on net. The renter share has eased from 58.7% to 55.1%, with owner-occupied housing accounting for the remainder. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

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About renting in ZIP 20912

Last updated: October 17, 2026

ZIP code 20912 covers Takoma Park, MD. The median rent here is $1,601/mo as of October 2026. A 1-bedroom rents for a median of $1,326/mo. A 2-bedroom rents for a median of $1,482/mo.

At 23% of local median household income ($83,870/yr), ZIP 20912 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 1.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 20912?

To keep rent at or below 30% of gross income, you would need to earn at least $64,000/year (about $31/hour full-time) to afford the median rent of $1,601/mo in ZIP 20912. The local median household income is $83,870/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 20912?

Rent in ZIP 20912 has fallen 1.2% over the past year as of September 2026. It sits 2.7% below its high of $1,645 in July 2025.

When is the cheapest time to rent in ZIP 20912?

Asking rents in ZIP 20912 are usually lowest in February, about 0.7% below their yearly trend, and highest in August, about 1.1% above it. At today's median that is a gap of roughly $29 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 20912 compare to other ZIPs in Maryland?

ZIP 20912 is one of the more affordable among Maryland ZIP codes for rent, ranking #119 of 140 at $1,601/mo. Over the year to September 2026, rent in ZIP 20912 changed -1.2%, against a typical +2.6% across the 124 Maryland ZIP codes Zillow tracks.