ZIP Code · MD

ZIP 21015

Part of Bel Air, MD
Pop. 30,013·Harford County·46th most expensive ZIP in Maryland
Median rent (all units)
$2,163/mo
Year-over-Year
+1.7%
Month-over-Month
-0.6%
vs US Median
+$231
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 21015 · $2,163
More expensive than 69% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,460
1 BR
$1,620
2 BR
$1,990
3 BR
$2,530
4 BR+
$2,800
Research median
$1,990/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 21015 is 1.1% below its high of $2,188 in July 2026, at $2,163 as of September 2026.

Past year vs. the rest of Maryland

Rent in ZIP 21015 changed +1.7% over the year to September 2026. Across the 124 Maryland ZIP codes Zillow tracks, the typical change was +2.6%.

Recent direction

Rent has fallen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($137,281) is $3,432 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,800).

Cheaper nearby

ZIP 21009, 5 miles away, rents for 12% less ($1,893/mo), about $3,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 21015. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$25,956/yr
At $2,163/mo median
Location
StateMD
CountyHarford County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.7% YoY, -0.6% MoM), not inventory.
Demographics

Who lives here

ZIP 21015 (Bel Air, MD) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 53.4% of residents hold a bachelor's degree or higher.

Population
30,013
Median income
$137,281
Median age
40.4
Renters
10.9%
Age distribution
25.4%
15.8%
28.9%
13.9%
16%
Under 1825.4%
18–3415.8%
35–5428.9%
55–6413.9%
65+16%
Gender
48.5%
51.5%
Male48.5%
Female51.5%
Race & ethnicity
83%
White83%
Black4.9%
Hispanic5.1%
Asian4.6%
Other2.4%
Education (25+)
20%
23.2%
53.4%
No HS diploma3.4%
HS diploma20%
Some college23.2%
Bachelor's+53.4%
Housing tenure
89.1%
Owner89.1%
Renter10.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 21015 in Bel Air, MD has changed in 5 years

Rent
$1,952 → $2,163
up 10.8%
Income
$129,913 → $137,281
up 5.7%
Population
30,781 → 30,013
down 2.5%
Renter share
10.5% → 10.9%
+0.4 pts
Bachelor's+
50.8% → 53.4%
+2.6 pts

Rent in ZIP 21015 in Bel Air, MD has climbed 10.8% since 2023, going from about $1,952 per month to roughly $2,163 today. On the earnings side, the typical household in ZIP 21015 in Bel Air, MD now reports about $137,281, up from $129,913 in 2021. Rent outpaced income growth by roughly 5.1 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 30,781 to 30,013 between 2021 and 2024, a 2.5% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 50.8% to 53.4%. For context, the 2023 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 21015 in Bel Air, MD reflects that arc in its own way.

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About renting in ZIP 21015

Last updated: October 17, 2026

ZIP code 21015 covers Bel Air, MD. The median rent here is $2,163/mo as of October 2026. A 1-bedroom rents for a median of $1,620/mo. A 2-bedroom rents for a median of $1,990/mo.

At 19% of local median household income ($137,281/yr), ZIP 21015 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 21015?

To keep rent at or below 30% of gross income, you would need to earn at least $87,000/year (about $42/hour full-time) to afford the median rent of $2,163/mo in ZIP 21015. The local median household income is $137,281/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 21015?

Rent in ZIP 21015 has risen 1.7% over the past year as of September 2026. It sits 1.1% below its high of $2,188 in July 2026.

How does ZIP 21015 compare to other ZIPs in Maryland?

ZIP 21015 is one of the pricier among Maryland ZIP codes for rent, ranking #46 of 140 at $2,163/mo. Over the year to September 2026, rent in ZIP 21015 changed +1.7%, against a typical +2.6% across the 124 Maryland ZIP codes Zillow tracks.

How does ZIP 21015 compare to the rest of Bel Air?

At $2,163/mo, ZIP 21015 is $78 above the Bel Air citywide median of $2,085/mo.
Income Affordability
19%
VERY AFFORDABLE

At $2,163/mo, rent takes ~19% of ZIP 21015's median household income ($137,281/yr). The standard benchmark is 30%.

ZIP 21015 19%Benchmark 30%
State income tax2–5.75%
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Schools nearby

Public schools near ZIP 21015 (Bel Air, MD)

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