ZIP Code · MD

ZIP 21044

Part of Columbia, MD
Pop. 44,114·Howard County·37th most expensive ZIP in Maryland
Median rent (all units)
$2,332/mo
Year-over-Year
+4.4%
Month-over-Month
+0.3%
vs US Median
+$400
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 21044 · $2,332
More expensive than 75% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,820
1 BR
$2,020
2 BR
$2,480
3 BR
$3,150
4 BR+
$3,490
Research median
$2,480/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 21044 usually run 1.2% below trend in January and 1.4% above it in August, about $61 a month apart at today's median. Based on 10 years of data.

Compared with the peak

Rent in ZIP 21044 is at its highest level since Zillow's records here began in May 2016.

Past year vs. the rest of Maryland

Rent in ZIP 21044 changed +4.4% over the year to September 2026. Across the 124 Maryland ZIP codes Zillow tracks, the typical change was +2.6%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 21044 rose 27.4% while median household income rose 26.8% ($106,533 to $135,057). Rent outpaced income.

Since before the pandemic

Rent in ZIP 21044 is 31.2% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 6 months in a row, and rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($135,057) is $3,376 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($3,150); a 4-bedroom is $3,490.

Rank in Columbia

3rd cheapest of 3 ZIP codes in Columbia.

Cheaper nearby

ZIP 21046, 3 miles away, rents for 16% less ($1,952/mo), about $4,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 21044. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$27,984/yr
At $2,332/mo median
Location
StateMD
CountyHoward County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.4% YoY, +0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 21044 (Columbia, MD) is majority owner-occupied, has a median income above the national average, 67.9% of residents hold a bachelor's degree or higher.

Population
44,114
Median income
$135,057
Median age
40
Renters
39.7%
Age distribution
19.2%
23.4%
25.8%
12%
19.5%
Under 1819.2%
18–3423.4%
35–5425.8%
55–6412%
65+19.5%
Gender
48.1%
51.9%
Male48.1%
Female51.9%
Race & ethnicity
44.7%
27.2%
White44.7%
Black27.2%
Hispanic10.2%
Asian12%
Other6%
Education (25+)
18.5%
67.9%
No HS diploma3.8%
HS diploma9.8%
Some college18.5%
Bachelor's+67.9%
Housing tenure
60.3%
39.7%
Owner60.3%
Renter39.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 21044 in Columbia, MD has changed in 5 years

Rent
$1,854 → $2,332
up 25.8%
Income
$110,785 → $135,057
up 21.9%
Population
44,662 → 44,114
down 1.2%
Renter share
38% → 39.7%
+1.7 pts
Bachelor's+
65.9% → 67.9%
+2.0 pts

Five years ago, renters in ZIP 21044 in Columbia, MD paid around $1,854 a month. That figure now sits near $2,332, up 25.8% from the 2021 baseline. Local incomes tracked alongside that move, going from a median of $110,785 in 2021 to $135,057 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 21044 in Columbia, MD losing about 548 residents over the five-year window, down 1.2% on net. The renter share has risen from 38% to 39.7%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 65.9% to 67.9% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 21044 in Columbia, MD market of 2021.

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About renting in ZIP 21044

Last updated: October 17, 2026

ZIP code 21044 covers Columbia, MD. The median rent here is $2,332/mo as of October 2026. A 1-bedroom rents for a median of $2,020/mo. A 2-bedroom rents for a median of $2,480/mo.

At 21% of local median household income ($135,057/yr), ZIP 21044 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 21044?

To keep rent at or below 30% of gross income, you would need to earn at least $93,000/year (about $45/hour full-time) to afford the median rent of $2,332/mo in ZIP 21044. The local median household income is $135,057/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 21044?

Rent in ZIP 21044 has risen 4.4% over the past year as of September 2026. That is the highest level since Zillow's records here began in May 2016.

When is the cheapest time to rent in ZIP 21044?

Asking rents in ZIP 21044 are usually lowest in January, about 1.2% below their yearly trend, and highest in August, about 1.4% above it. At today's median that is a gap of roughly $61 a month. This pattern comes from 10 years of Zillow rent data.

Has rent outpaced income in ZIP 21044?

Yes. From 2019 to 2024, rent in ZIP 21044 rose 27.4% while median household income rose 26.8%, from $106,533 to $135,057. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 21044 compare to other ZIPs in Maryland?

ZIP 21044 is one of the pricier among Maryland ZIP codes for rent, ranking #37 of 140 at $2,332/mo. Over the year to September 2026, rent in ZIP 21044 changed +4.4%, against a typical +2.6% across the 124 Maryland ZIP codes Zillow tracks.

How does ZIP 21044 compare to the rest of Columbia?

At $2,332/mo, ZIP 21044 is $54 above the Columbia citywide median of $2,278/mo. It is the 3rd cheapest of 3 ZIP codes in Columbia.
Income Affordability
21%
VERY AFFORDABLE

At $2,332/mo, rent takes ~21% of ZIP 21044's median household income ($135,057/yr). The standard benchmark is 30%.

ZIP 21044 21%Benchmark 30%
State income tax2–5.75%
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Schools nearby

Public schools near ZIP 21044 (Columbia, MD)

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