ZIP Code · MD

ZIP 21921

Part of Elkton, MD
Pop. 45,527·Cecil County·80th most expensive ZIP in Maryland
Median rent (all units)
$1,904/mo
Year-over-Year
-1.1%
Month-over-Month
-1.2%
vs US Median
-$28
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 21921 · $1,904
More expensive than 56% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,400
1 BR
$1,530
2 BR
$1,820
3 BR
$2,180
4 BR+
$2,440
Research median
$1,820/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 21921 is 2.7% below its high of $1,957 in June 2026, at $1,904 as of September 2026.

Past year vs. the rest of Maryland

Rent in ZIP 21921 changed -1.1% over the year to September 2026. Across the 124 Maryland ZIP codes Zillow tracks, the typical change was +2.6%.

Recent direction

Rent has fallen 3 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($85,775) is $2,144 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,820); a 3-bedroom is $2,180.

From Zillow's monthly rent index (ZORI) for ZIP 21921. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$22,848/yr
At $1,904/mo median
Location
CityElkton
StateMD
CountyCecil County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 1.1% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-1.1% YoY, -1.2% MoM), not inventory.
Demographics

Who lives here

ZIP 21921 (Elkton, MD) is majority owner-occupied, 28.8% of residents hold a bachelor's degree or higher.

Population
45,527
Median income
$85,775
Median age
39.4
Renters
30.2%
Age distribution
22.9%
21.9%
24%
14.5%
16.8%
Under 1822.9%
18–3421.9%
35–5424%
55–6414.5%
65+16.8%
Gender
49.1%
50.9%
Male49.1%
Female50.9%
Race & ethnicity
76.5%
White76.5%
Black9.9%
Hispanic6.7%
Asian1.4%
Other5.4%
Education (25+)
36.2%
27.1%
28.8%
No HS diploma7.9%
HS diploma36.2%
Some college27.1%
Bachelor's+28.8%
Housing tenure
69.8%
30.2%
Owner69.8%
Renter30.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 21921 in Elkton, MD has changed in 5 years

Income
$76,214 → $85,775
up 12.5%
Population
44,793 → 45,527
up 1.6%
Renter share
30.1% → 30.2%
+0.1 pts
Bachelor's+
26.1% → 28.8%
+2.7 pts

Local incomes tracked alongside that move, going from a median of $76,214 in 2021 to $85,775 more recently. Census counts show ZIP 21921 in Elkton, MD adding about 734 residents over the five-year window, up 1.6% on net. Bachelor's-degree-or-higher attainment moved from 26.1% to 28.8% across the same window.

Community

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Local insights

Tips for renters in ZIP 21921

About renting in ZIP 21921

Last updated: October 17, 2026

ZIP code 21921 covers Elkton, MD. The median rent here is $1,904/mo as of October 2026. A 1-bedroom rents for a median of $1,530/mo. A 2-bedroom rents for a median of $1,820/mo.

At 27% of local median household income ($85,775/yr), ZIP 21921 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 1.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 21921?

To keep rent at or below 30% of gross income, you would need to earn at least $76,000/year (about $37/hour full-time) to afford the median rent of $1,904/mo in ZIP 21921. The local median household income is $85,775/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 21921?

Rent in ZIP 21921 has fallen 1.1% over the past year as of September 2026. It sits 2.7% below its high of $1,957 in June 2026.

How does ZIP 21921 compare to other ZIPs in Maryland?

ZIP 21921 is in the middle among Maryland ZIP codes for rent, ranking #80 of 140 at $1,904/mo. Over the year to September 2026, rent in ZIP 21921 changed -1.1%, against a typical +2.6% across the 124 Maryland ZIP codes Zillow tracks.

How does ZIP 21921 compare to the rest of Elkton?

ZIP 21921 sits right at the Elkton citywide median of $1,904/mo.
Income Affordability
27%
AFFORDABLE

At $1,904/mo, rent takes ~27% of ZIP 21921's median household income ($85,775/yr). The standard benchmark is 30%.

ZIP 21921 27%Benchmark 30%
State income tax2–5.75%
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Schools nearby

Public schools near ZIP 21921 (Elkton, MD)

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