ZIP Code · VA

ZIP 22655

Part of Stephens City, VA

Pop. 22,687·Frederick County·88th most expensive ZIP in Virginia

Median rent (all units)

$2,064/mo

Year-over-Year

Stable

Month-over-Month

-0.3%

vs US Median

+$132

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 22655 · $2,064

More expensive than 64% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,270

1 BR

$1,400

2 BR

$1,760

3 BR

$2,200

4 BR+

$2,950

Research median

$1,760/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($109,169) is $2,729 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,200); a 4-bedroom is $2,950.

Cheaper nearby

ZIP 22601, 8 miles away, rents for 16% less ($1,724/mo), about $4,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 22655. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$24,768/yr

At $2,064/mo median

Location

CityStephens City

StateVA

CountyFrederick County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, -0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 22655 (Stephens City, VA) is majority owner-occupied, has a median income above the national average, 31.2% of residents hold a bachelor's degree or higher.

Population

22,687

Median income

$109,169

Median age

38.1

Renters

22%

Age distribution

24%

21.9%

26.8%

13.2%

14%

Under 1824%

18–3421.9%

35–5426.8%

55–6413.2%

65+14%

Gender

50.3%

49.7%

Male50.3%

Female49.7%

Race & ethnicity

74.9%

13.9%

White74.9%

Black6.3%

Hispanic13.9%

Asian1.5%

Other3.3%

Education (25+)

30.5%

29.5%

31.2%

No HS diploma8.8%

HS diploma30.5%

Some college29.5%

Bachelor's+31.2%

Housing tenure

78%

22%

Owner78%

Renter22%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 22655 in Stephens City, VA has changed in 5 years

Income

$92,489 → $109,169

up 18.0%

Population

22,487 → 22,687

up 0.9%

Renter share

27.7% → 22%

-5.7 pts

Bachelor's+

26.9% → 31.2%

+4.3 pts

Median age

37.4 → 38.1

+0.7 yrs

On the earnings side, the typical household in ZIP 22655 in Stephens City, VA now reports about $109,169, up from $92,489 in 2021. Renters now make up 22% of households, compared with 27.7% five years ago. College-educated residents now make up 31.2% of adults here, versus 26.9% in 2021.

Community

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Local insights

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About renting in ZIP 22655

Last updated: October 17, 2026

ZIP code 22655 covers Stephens City, VA. The median rent here is $2,064/mo as of October 2026. A 1-bedroom rents for a median of $1,400/mo. A 2-bedroom rents for a median of $1,760/mo.

At 23% of local median household income ($109,169/yr), ZIP 22655 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 22655?

To keep rent at or below 30% of gross income, you would need to earn at least $83,000/year (about $40/hour full-time) to afford the median rent of $2,064/mo in ZIP 22655. The local median household income is $109,169/yr, so the typical household meets that bar.