ZIP Code · NC

ZIP 28001

Part of Albemarle, NC

Pop. 26,424·Stanly County·200th most expensive ZIP in North Carolina

Median rent (all units)

$1,335/mo

Year-over-Year

Stable

Month-over-Month

+0.5%

vs US Median

-$597

Reported rents

Stable (Monthly)

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ZIP 28001 · $1,335

More affordable than 84% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$650

1 BR

$720

2 BR

$950

3 BR

$1,320

4 BR+

$1,520

Research median

$950/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($54,804) is $1,370 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,320); a 4-bedroom is $1,520.

From Zillow's monthly rent index (ZORI) for ZIP 28001. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$16,020/yr

At $1,335/mo median

Location

CityAlbemarle

StateNC

CountyStanly County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, +0.5% MoM), not inventory.

Demographics

Who lives here

ZIP 28001 (Albemarle, NC) is majority owner-occupied, has a large retiree population, has a median income below the national average, 20.8% of residents hold a bachelor's degree or higher.

Population

26,424

Median income

$54,804

Median age

41.8

Renters

33.3%

Age distribution

21.2%

20.4%

23.8%

13.3%

21.3%

Under 1821.2%

18–3420.4%

35–5423.8%

55–6413.3%

65+21.3%

Gender

48.7%

51.3%

Male48.7%

Female51.3%

Race & ethnicity

74.1%

16.6%

White74.1%

Black16.6%

Hispanic4.1%

Asian2.9%

Other2.4%

Education (25+)

31.2%

37.1%

20.8%

No HS diploma10.8%

HS diploma31.2%

Some college37.1%

Bachelor's+20.8%

Housing tenure

66.7%

33.3%

Owner66.7%

Renter33.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 28001 in Albemarle, NC has changed in 5 years

Income

$50,701 → $54,804

up 8.1%

Population

25,941 → 26,424

up 1.9%

Renter share

34.5% → 33.3%

-1.2 pts

Bachelor's+

17.7% → 20.8%

+3.1 pts

Median age

42.3 → 41.8

-0.5 yrs

Local incomes tracked alongside that move, going from a median of $50,701 in 2021 to $54,804 more recently. Headcount in the area went from 25,941 to 26,424 between 2021 and 2024, a 1.9% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 17.7% to 20.8%.

Community

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Local insights

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About renting in ZIP 28001

Last updated: October 17, 2026

ZIP code 28001 covers Albemarle, NC. The median rent here is $1,335/mo as of October 2026. A 1-bedroom rents for a median of $720/mo. A 2-bedroom rents for a median of $950/mo.

At 29% of local median household income ($54,804/yr), ZIP 28001 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 28001?

To keep rent at or below 30% of gross income, you would need to earn at least $53,000/year (about $25/hour full-time) to afford the median rent of $1,335/mo in ZIP 28001. The local median household income is $54,804/yr, so the typical household meets that bar.