ZIP Code · NC

ZIP 28078

Pop. 71,657·Mecklenburg County·40th most expensive ZIP in North Carolina
Median rent (all units)
$1,938/mo
Year-over-Year
+1.0%
Month-over-Month
+0.5%
vs US Median
+$6
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 28078 · $1,938
More expensive than 58% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,820
1 BR
$1,910
2 BR
$2,090
3 BR
$2,570
4 BR+
$3,270
Research median
$2,090/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 28078 usually run 0.7% below trend in January and 0.8% above it in August, about $29 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 28078 is 0.1% below its high of $1,939 in December 2025, at $1,938 as of September 2026.

Past year vs. the rest of North Carolina

Rent in ZIP 28078 changed +1.0% over the year to September 2026. Across the 190 North Carolina ZIP codes Zillow tracks, the typical change was +2.6%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 28078 rose 35.2% while median household income rose 19.7% ($100,980 to $120,831). Rent outpaced income.

Since before the pandemic

Rent in ZIP 28078 is 37.1% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($120,831) is $3,021 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,570); a 4-bedroom is $3,270.

Cheaper nearby

ZIP 28262, 9 miles away, rents for 22% less ($1,512/mo), about $5,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 28078. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$23,256/yr
At $1,938/mo median
Location
StateNC
CountyMecklenburg County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (1.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+1.0% YoY, +0.5% MoM), not inventory.
Demographics

Who lives here

ZIP 28078 (Huntersville, NC) is majority owner-occupied, has a median income above the national average, 56.3% of residents hold a bachelor's degree or higher.

Population
71,657
Median income
$120,831
Median age
40
Renters
28.4%
Age distribution
24.5%
18.3%
31.6%
12.8%
12.8%
Under 1824.5%
18–3418.3%
35–5431.6%
55–6412.8%
65+12.8%
Gender
49.8%
50.2%
Male49.8%
Female50.2%
Race & ethnicity
70%
12.5%
White70%
Black12.5%
Hispanic8%
Asian6.5%
Other2.9%
Education (25+)
15.2%
25%
56.3%
No HS diploma3.4%
HS diploma15.2%
Some college25%
Bachelor's+56.3%
Housing tenure
71.6%
28.4%
Owner71.6%
Renter28.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 28078 in Huntersville, NC has changed in 5 years

Rent
$1,523 → $1,938
up 27.2%
Income
$102,773 → $120,831
up 17.6%
Population
67,234 → 71,657
up 6.6%
Renter share
26.5% → 28.4%
+1.9 pts
Bachelor's+
54.1% → 56.3%
+2.2 pts
Median age
38.8 → 40
+1.2 yrs

Across the past five years, the going rent in ZIP 28078 in Huntersville, NC has shifted from $1,523 to $1,938, up 27.2% since 2021. On the earnings side, the typical household in ZIP 28078 in Huntersville, NC now reports about $120,831, up from $102,773 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 28078 in Huntersville, NC adding about 4,423 residents over the five-year window, up 6.6% on net. The renter share has risen from 26.5% to 28.4%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 54.1% to 56.3% across the same window. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 28078 in Huntersville, NC reflects that arc in its own way.

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Local insights

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About renting in ZIP 28078

Last updated: October 17, 2026

ZIP code 28078 covers Huntersville, NC. The median rent here is $1,938/mo as of October 2026. A 1-bedroom rents for a median of $1,910/mo. A 2-bedroom rents for a median of $2,090/mo.

At 19% of local median household income ($120,831/yr), ZIP 28078 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 28078?

To keep rent at or below 30% of gross income, you would need to earn at least $78,000/year (about $38/hour full-time) to afford the median rent of $1,938/mo in ZIP 28078. The local median household income is $120,831/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 28078?

Rent in ZIP 28078 has risen 1.0% over the past year as of September 2026. It sits 0.1% below its high of $1,939 in December 2025.

When is the cheapest time to rent in ZIP 28078?

Asking rents in ZIP 28078 are usually lowest in January, about 0.7% below their yearly trend, and highest in August, about 0.8% above it. At today's median that is a gap of roughly $29 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 28078?

Yes. From 2019 to 2024, rent in ZIP 28078 rose 35.2% while median household income rose 19.7%, from $100,980 to $120,831. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 28078 compare to other ZIPs in North Carolina?

ZIP 28078 is one of the pricier among North Carolina ZIP codes for rent, ranking #40 of 230 at $1,938/mo. Over the year to September 2026, rent in ZIP 28078 changed +1.0%, against a typical +2.6% across the 190 North Carolina ZIP codes Zillow tracks.

How does ZIP 28078 compare to the rest of Huntersville?

At $1,938/mo, ZIP 28078 is $35 above the Huntersville citywide median of $1,903/mo.
Income Affordability
19%
VERY AFFORDABLE

At $1,938/mo, rent takes ~19% of ZIP 28078's median household income ($120,831/yr). The standard benchmark is 30%.

ZIP 28078 19%Benchmark 30%
State income tax4.5%
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Schools nearby

Public schools near ZIP 28078 (Huntersville, NC)

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