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ZIP Code · NC

ZIP 28205

Pop. 51,806·Mecklenburg County·79th most expensive ZIP in North Carolina
Median rent (all units)
$1,780/mo
Year-over-Year
+5.5%
Month-over-Month
-1.2%
vs US Median
-$185
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 28205 · $1,780
More affordable than 53% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,410
1 BR
$1,480
2 BR
$1,620
3 BR
$2,000
4 BR+
$2,530
Research median
$1,620/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$21,360/yr
At $1,780/mo median
Location
StateNC
CountyMecklenburg County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (5.5% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+5.5% YoY, -1.2% MoM), not inventory.
Demographics

Who lives here

ZIP 28205 (Charlotte, NC) is majority renter-occupied, skews toward younger working-age adults, 47.8% of residents hold a bachelor's degree or higher.

Population
51,806
Median income
$75,622
Median age
34.2
Renters
57.5%
Age distribution
20.1%
32.1%
29.8%
Under 1820.1%
18–3432.1%
35–5429.8%
55–649.2%
65+8.9%
Gender
51.5%
48.5%
Male51.5%
Female48.5%
Race & ethnicity
46.5%
24.2%
21.9%
White46.5%
Black24.2%
Hispanic21.9%
Asian5.2%
Other2.3%
Education (25+)
15.5%
16.7%
20%
47.8%
No HS diploma15.5%
HS diploma16.7%
Some college20%
Bachelor's+47.8%
Housing tenure
42.5%
57.5%
Owner42.5%
Renter57.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 28205 in Charlotte, NC has changed in 5 years

Rent
$1,397 → $1,780
up 27.4%
Income
$61,525 → $75,622
up 22.9%
Population
51,418 → 51,806
up 0.8%
Renter share
57.7% → 57.5%
-0.2 pts
Bachelor's+
43.3% → 47.8%
+4.5 pts
Median age
33.1 → 34.2
+1.1 yrs

Compared with 2021, rent in ZIP 28205 in Charlotte, NC has increased by $383 per month, settling near $1,780 after starting the period at $1,397. Local incomes tracked alongside that move, going from a median of $61,525 in 2021 to $75,622 more recently. Rent outpaced income growth by roughly 4.5 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 43.3% to 47.8%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 28205 in Charlotte, NC market of 2021.

Community

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Local insights

Tips for renters in ZIP 28205

About renting in ZIP 28205

Last updated: July 20, 2026

ZIP code 28205 covers Charlotte, NC. The median rent here is $1,780/mo as of July 2026. A 1-bedroom rents for a median of $1,480/mo. A 2-bedroom rents for a median of $1,620/mo.

At 28% of local median household income ($75,622/yr), ZIP 28205 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.5% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 28205?

As of July 20, 2026, the median monthly rent in ZIP 28205 (Charlotte, NC) is $1,780. This is based on aggregated data from public sources and community submissions.

How does ZIP 28205 rent compare to the US average?

ZIP 28205's median rent of $1,780/mo is $185 (9%) below the US national median of $1,965/mo.

How does ZIP 28205 compare to other ZIPs in North Carolina?

ZIP 28205 falls in the middle range for North Carolina, ranking #79 out of 227 ZIPs at $1,780/mo.

How much income do you need to rent in ZIP 28205?

To keep rent at or below 30% of gross income, you would need to earn at least $71,000/year (~$34/hour full-time) to afford the median rent of $1,780/mo in ZIP 28205. The local median household income is $75,622/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 28205?

Rent in ZIP 28205 has increased 5.5% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 28205 an affordable place to rent?

ZIP 28205 is considered affordable for renters. At $1,780/mo, rent takes approximately 28% of the local median household income ($75,622/yr). The standard benchmark is 30%. ZIP 28205 falls comfortably within that range.

What percentage of ZIP 28205 residents rent vs. own?

According to Census data, approximately 57.5% of ZIP 28205 households are renters, while 42.5% are owner-occupied. With a majority renter population, ZIP 28205 has a strong rental market.

How does ZIP 28205 compare to the rest of Charlotte?

ZIP 28205 is pricier than Charlotte as a whole. At $1,780/mo, it's $34 above the Charlotte citywide median of $1,746/mo.

When was rent data for ZIP 28205 last updated?

Rent data for ZIP 28205 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
28%
AFFORDABLE

At $1,780/mo, rent takes ~28% of ZIP 28205's median household income ($75,622/yr). The standard benchmark is 30%.

ZIP 28205 28%Benchmark 30%
State income tax4.5%
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Schools nearby

Public schools near ZIP 28205 (Charlotte, NC)

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