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ZIP Code · NC

ZIP 28645

Part of Lenoir, NC
Pop. 45,997·Caldwell County·216th most expensive ZIP in North Carolina
Median rent (all units)
$1,218/mo
Year-over-Year
Stable
Month-over-Month
-1.4%
vs US Median
-$747
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 28645 · $1,218
More affordable than 91% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$790
1 BR
$910
2 BR
$1,150
3 BR
$1,400
4 BR+
$1,930
Research median
$1,150/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$14,616/yr
At $1,218/mo median
Location
CityLenoir
StateNC
CountyCaldwell County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 0.0% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+0.0% YoY, -1.4% MoM), not inventory.
Demographics

Who lives here

ZIP 28645 (Lenoir, NC) is majority owner-occupied, has a large retiree population, has a median income below the national average, 17.7% of residents hold a bachelor's degree or higher.

Population
45,997
Median income
$51,650
Median age
46.4
Renters
29.1%
Age distribution
19.4%
18.3%
24.2%
16%
22.1%
Under 1819.4%
18–3418.3%
35–5424.2%
55–6416%
65+22.1%
Gender
48.9%
51.1%
Male48.9%
Female51.1%
Race & ethnicity
82.5%
White82.5%
Black5.7%
Hispanic8.4%
Asian0.7%
Other2.8%
Education (25+)
16.2%
34.8%
31.3%
17.7%
No HS diploma16.2%
HS diploma34.8%
Some college31.3%
Bachelor's+17.7%
Housing tenure
70.9%
29.1%
Owner70.9%
Renter29.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 28645 in Lenoir, NC has changed in 5 years

Income
$44,563 → $51,650
up 15.9%
Population
46,214 → 45,997
down 0.5%
Renter share
28% → 29.1%
+1.1 pts
Bachelor's+
15.1% → 17.7%
+2.6 pts
Median age
45.6 → 46.4
+0.8 yrs

Median household income climbed from $44,563 to $51,650 between 2021 and 2024, a 15.9% shift. Bachelor's-degree-or-higher attainment moved from 15.1% to 17.7% across the same window.

Community

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Local insights

Tips for renters in ZIP 28645

About renting in ZIP 28645

Last updated: July 20, 2026

ZIP code 28645 covers Lenoir, NC. The median rent here is $1,218/mo as of July 2026. A 1-bedroom rents for a median of $910/mo. A 2-bedroom rents for a median of $1,150/mo.

At 28% of local median household income ($51,650/yr), ZIP 28645 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 28645?

As of July 20, 2026, the median monthly rent in ZIP 28645 (Lenoir, NC) is $1,218. This is based on aggregated data from public sources and community submissions.

How does ZIP 28645 rent compare to the US average?

ZIP 28645's median rent of $1,218/mo is $747 (38%) below the US national median of $1,965/mo.

How does ZIP 28645 compare to other ZIPs in North Carolina?

ZIP 28645 is among the more affordable ZIP codes in North Carolina, ranking #216 out of 227 ZIPs at $1,218/mo.

How much income do you need to rent in ZIP 28645?

To keep rent at or below 30% of gross income, you would need to earn at least $49,000/year (~$24/hour full-time) to afford the median rent of $1,218/mo in ZIP 28645. The local median household income is $51,650/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 28645?

Rent in ZIP 28645 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 28645 an affordable place to rent?

ZIP 28645 is considered affordable for renters. At $1,218/mo, rent takes approximately 28% of the local median household income ($51,650/yr). The standard benchmark is 30%. ZIP 28645 falls comfortably within that range.

What percentage of ZIP 28645 residents rent vs. own?

According to Census data, approximately 29.1% of ZIP 28645 households are renters, while 70.9% are owner-occupied. ZIP 28645 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 28645 compare to the rest of Lenoir?

ZIP 28645 sits right at the Lenoir citywide median of $1,218/mo.

When was rent data for ZIP 28645 last updated?

Rent data for ZIP 28645 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
28%
AFFORDABLE

At $1,218/mo, rent takes ~28% of ZIP 28645's median household income ($51,650/yr). The standard benchmark is 30%.

ZIP 28645 28%Benchmark 30%
State income tax4.5%
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Schools nearby

Public schools near ZIP 28645 (Lenoir, NC)

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