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ZIP Code · NC

ZIP 28723

Pop. 12,756·Jackson County·221st most expensive ZIP in North Carolina
Median rent (all units)
$1,171/mo
Year-over-Year
Stable
Month-over-Month
-7.6%
vs US Median
-$794
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 28723 · $1,171
More affordable than 93% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$890
1 BR
$1,000
2 BR
$1,110
3 BR
$1,330
4 BR+
$1,570
Research median
$1,110/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: June 22, 2026

Annual cost
$14,052/yr
At $1,171/mo median
Location
StateNC
CountyJackson County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -7.6% MoM), not inventory.
Demographics

Who lives here

ZIP 28723 (Cullowhee, NC) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 35.9% of residents hold a bachelor's degree or higher.

Population
12,756
Median income
$45,568
Median age
22.2
Renters
63.5%
Age distribution
60.8%
12.6%
12.1%
Under 188.4%
18–3460.8%
35–5412.6%
55–646.2%
65+12.1%
Gender
49.3%
50.7%
Male49.3%
Female50.7%
Race & ethnicity
82.3%
White82.3%
Black5.8%
Hispanic10.2%
Other1.3%
Education (25+)
30.9%
27.2%
35.9%
No HS diploma5.9%
HS diploma30.9%
Some college27.2%
Bachelor's+35.9%
Housing tenure
36.5%
63.5%
Owner36.5%
Renter63.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 28723 in Cullowhee, NC has changed in 5 years

Income
$39,356 → $45,568
up 15.8%
Population
10,764 → 12,756
up 18.5%
Renter share
57.7% → 63.5%
+5.8 pts
Bachelor's+
36.7% → 35.9%
-0.8 pts

On the earnings side, the typical household in ZIP 28723 in Cullowhee, NC now reports about $45,568, up from $39,356 in 2021. The population has grown by 18.5% since 2021, moving from about 10,764 residents to roughly 12,756. Renters now make up 63.5% of households, compared with 57.7% five years ago.

Community

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Local insights

Tips for renters in ZIP 28723

About renting in ZIP 28723

Last updated: June 22, 2026

ZIP code 28723 covers Cullowhee, NC. The median rent here is $1,171/mo as of June 2026. A 1-bedroom rents for a median of $1,000/mo. A 2-bedroom rents for a median of $1,110/mo.

At 31% of local median household income ($45,568/yr), ZIP 28723 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 28723?

As of June 22, 2026, the median monthly rent in ZIP 28723 (Cullowhee, NC) is $1,171. This is based on aggregated data from public sources and community submissions.

How does ZIP 28723 rent compare to the US average?

ZIP 28723's median rent of $1,171/mo is $794 (40%) below the US national median of $1,965/mo.

How does ZIP 28723 compare to other ZIPs in North Carolina?

ZIP 28723 is among the more affordable ZIP codes in North Carolina, ranking #221 out of 227 ZIPs at $1,171/mo.

How much income do you need to rent in ZIP 28723?

To keep rent at or below 30% of gross income, you would need to earn at least $47,000/year (~$23/hour full-time) to afford the median rent of $1,171/mo in ZIP 28723. The local median household income is $45,568/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 28723?

Rent in ZIP 28723 has been relatively stable over the past year, with a 0.0% change year over year as of June 22, 2026.

Is ZIP 28723 an affordable place to rent?

ZIP 28723 is considered moderate for renters. At $1,171/mo, rent takes approximately 31% of the local median household income ($45,568/yr). The standard benchmark is 30%. ZIP 28723 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 28723 residents rent vs. own?

According to Census data, approximately 63.5% of ZIP 28723 households are renters, while 36.5% are owner-occupied. With a majority renter population, ZIP 28723 has a strong rental market.

How does ZIP 28723 compare to the rest of Cullowhee?

ZIP 28723 sits right at the Cullowhee citywide median of $1,171/mo.

When was rent data for ZIP 28723 last updated?

Rent data for ZIP 28723 reflects June 22, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
31%
MODERATE

At $1,171/mo, rent takes ~31% of ZIP 28723's median household income ($45,568/yr). The standard benchmark is 30%.

ZIP 28723 31%Benchmark 30%
State income tax4.5%
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Schools nearby

Public schools near ZIP 28723 (Cullowhee, NC)

Recent submissions

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