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ZIP Code · SC

ZIP 29045

Part of Elgin, SC
Pop. 31,372·Kershaw County·37th most expensive ZIP in South Carolina
Median rent (all units)
$1,831/mo
Year-over-Year
+7.0%
Month-over-Month
-2.4%
vs US Median
-$131
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 29045 · $1,831
More expensive than 51% of US ZIP codes · National median $1,962/mo
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Medians by bedroom

Rent by unit size

Studio
$1,180
1 BR
$1,240
2 BR
$1,430
3 BR
$1,760
4 BR+
$2,100
Research median
$1,430/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$21,972/yr
At $1,831/mo median
Location
CityElgin
StateSC
CountyKershaw County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (7.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+7.0% YoY, -2.4% MoM), not inventory.
Demographics

Who lives here

ZIP 29045 (Elgin, SC) is majority owner-occupied, 33.2% of residents hold a bachelor's degree or higher.

Population
31,372
Median income
$87,366
Median age
37.7
Renters
14.8%
Age distribution
24.9%
21.6%
28.4%
13.5%
Under 1824.9%
18–3421.6%
35–5428.4%
55–6413.5%
65+11.8%
Gender
49.7%
50.3%
Male49.7%
Female50.3%
Race & ethnicity
53.8%
33.5%
White53.8%
Black33.5%
Hispanic7.6%
Asian2.6%
Other2.5%
Education (25+)
28.5%
31.3%
33.2%
No HS diploma7%
HS diploma28.5%
Some college31.3%
Bachelor's+33.2%
Housing tenure
85.2%
14.8%
Owner85.2%
Renter14.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 29045 in Elgin, SC has changed in 5 years

Income
$64,688 → $87,366
up 35.1%
Population
28,906 → 31,372
up 8.5%
Renter share
19.1% → 14.8%
-4.3 pts
Bachelor's+
27.5% → 33.2%
+5.7 pts
Median age
37.2 → 37.7
+0.5 yrs

Household income in the area moved from $64,688 to $87,366 across the same window, up 35.1% versus 2021. Census counts show ZIP 29045 in Elgin, SC adding about 2,466 residents over the five-year window, up 8.5% on net. The renter share has eased from 19.1% to 14.8%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 27.5% to 33.2% across the same window.

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Local insights

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About renting in ZIP 29045

Last updated: August 17, 2026

ZIP code 29045 covers Elgin, SC. The median rent here is $1,831/mo as of August 2026. A 1-bedroom rents for a median of $1,240/mo. A 2-bedroom rents for a median of $1,430/mo.

At 25% of local median household income ($87,366/yr), ZIP 29045 ranks as affordable compared to the national benchmark of 30%. Rents have increased 7.0% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 29045?

As of August 17, 2026, the median monthly rent in ZIP 29045 (Elgin, SC) is $1,831. This is based on aggregated data from public sources and community submissions.

How does ZIP 29045 rent compare to the US average?

ZIP 29045's median rent of $1,831/mo is $131 (7%) below the US national median of $1,962/mo.

How does ZIP 29045 compare to other ZIPs in South Carolina?

ZIP 29045 is one of the pricier ZIP codes in South Carolina, ranking #37 out of 121 ZIPs tracked at $1,831/mo.

How much income do you need to rent in ZIP 29045?

To keep rent at or below 30% of gross income, you would need to earn at least $73,000/year (~$35/hour full-time) to afford the median rent of $1,831/mo in ZIP 29045. The local median household income is $87,366/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 29045?

Rent in ZIP 29045 has increased 7.0% over the past year as of August 17, 2026, putting upward pressure on renter budgets.

Is ZIP 29045 an affordable place to rent?

ZIP 29045 is considered affordable for renters. At $1,831/mo, rent takes approximately 25% of the local median household income ($87,366/yr). The standard benchmark is 30%. ZIP 29045 falls comfortably within that range.

What percentage of ZIP 29045 residents rent vs. own?

According to Census data, approximately 14.8% of ZIP 29045 households are renters, while 85.2% are owner-occupied. ZIP 29045 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 29045 compare to the rest of Elgin?

ZIP 29045 is more affordable than Elgin overall. At $1,831/mo, it's $3 below the Elgin citywide median of $1,834/mo.

When was rent data for ZIP 29045 last updated?

Rent data for ZIP 29045 reflects August 17, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
25%
AFFORDABLE

At $1,831/mo, rent takes ~25% of ZIP 29045's median household income ($87,366/yr). The standard benchmark is 30%.

ZIP 29045 25%Benchmark 30%
State income tax3–6.2%
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