ZIP Code · SC

ZIP 29045

Part of Elgin, SC

Pop. 31,372·Kershaw County·38th most expensive ZIP in South Carolina

Median rent (all units)

$1,780/mo

Year-over-Year

+0.6%

Month-over-Month

+0.7%

vs US Median

-$152

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 29045 · $1,780

More affordable than 52% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,180

1 BR

$1,240

2 BR

$1,430

3 BR

$1,760

4 BR+

$2,100

Research median

$1,430/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of South Carolina

Rent in ZIP 29045 changed +0.6% over the year to September 2026. Across the 101 South Carolina ZIP codes Zillow tracks, the typical change was +3.4%.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($87,366) is $2,184 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,100).

Cheaper nearby

ZIP 29223, 9 miles away, rents for 18% less ($1,464/mo), about $3,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 29045. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$21,360/yr

At $1,780/mo median

Location

CityElgin

StateSC

CountyKershaw County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.6% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.6% YoY, +0.7% MoM), not inventory.

Demographics

Who lives here

ZIP 29045 (Elgin, SC) is majority owner-occupied, 33.2% of residents hold a bachelor's degree or higher.

Population

31,372

Median income

$87,366

Median age

37.7

Renters

14.8%

Age distribution

24.9%

21.6%

28.4%

13.5%

Under 1824.9%

18–3421.6%

35–5428.4%

55–6413.5%

65+11.8%

Gender

49.7%

50.3%

Male49.7%

Female50.3%

Race & ethnicity

53.8%

33.5%

White53.8%

Black33.5%

Hispanic7.6%

Asian2.6%

Other2.5%

Education (25+)

28.5%

31.3%

33.2%

No HS diploma7%

HS diploma28.5%

Some college31.3%

Bachelor's+33.2%

Housing tenure

85.2%

14.8%

Owner85.2%

Renter14.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 29045 in Elgin, SC has changed in 5 years

Income

$64,688 → $87,366

up 35.1%

Population

28,906 → 31,372

up 8.5%

Renter share

19.1% → 14.8%

-4.3 pts

Bachelor's+

27.5% → 33.2%

+5.7 pts

Median age

37.2 → 37.7

+0.5 yrs

Household income in the area moved from $64,688 to $87,366 across the same window, up 35.1% versus 2021. Census counts show ZIP 29045 in Elgin, SC adding about 2,466 residents over the five-year window, up 8.5% on net. The renter share has eased from 19.1% to 14.8%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 27.5% to 33.2% across the same window.

Community

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Local insights

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About renting in ZIP 29045

Last updated: October 17, 2026

ZIP code 29045 covers Elgin, SC. The median rent here is $1,780/mo as of October 2026. A 1-bedroom rents for a median of $1,240/mo. A 2-bedroom rents for a median of $1,430/mo.

At 24% of local median household income ($87,366/yr), ZIP 29045 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 29045?

To keep rent at or below 30% of gross income, you would need to earn at least $71,000/year (about $34/hour full-time) to afford the median rent of $1,780/mo in ZIP 29045. The local median household income is $87,366/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 29045?

Rent in ZIP 29045 has risen 0.6% over the past year.

How does ZIP 29045 compare to other ZIPs in South Carolina?

ZIP 29045 is one of the pricier among South Carolina ZIP codes for rent, ranking #38 of 117 at $1,780/mo. Over the year to September 2026, rent in ZIP 29045 changed +0.6%, against a typical +3.4% across the 101 South Carolina ZIP codes Zillow tracks.