ZIP Code · FL

ZIP 32097

Part of Yulee, FL

Pop. 26,700·Nassau County·355th most expensive ZIP in Florida

Median rent (all units)

$2,030/mo

Year-over-Year

+1.8%

Month-over-Month

+0.5%

vs US Median

+$98

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 32097 · $2,030

More expensive than 63% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,630

1 BR

$1,670

2 BR

$2,000

3 BR

$2,460

4 BR+

$3,090

Research median

$2,000/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 32097 usually run 2.1% below trend in January and 2.3% above it in August, about $89 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 32097 is at its highest level since Zillow's records here began in May 2021.

Past year vs. the rest of Florida

Rent in ZIP 32097 changed +1.8% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has risen 4 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($93,161) is $2,329 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,000); a 3-bedroom is $2,460.

From Zillow's monthly rent index (ZORI) for ZIP 32097. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$24,360/yr

At $2,030/mo median

Location

CityYulee

StateFL

CountyNassau County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (1.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+1.8% YoY, +0.5% MoM), not inventory.

Demographics

Who lives here

ZIP 32097 (Yulee, FL) is majority owner-occupied, has a median income above the national average, 28.1% of residents hold a bachelor's degree or higher.

Population

26,700

Median income

$93,161

Median age

38.3

Renters

19.8%

Age distribution

24.1%

20.7%

29.5%

15.3%

Under 1824.1%

18–3420.7%

35–5429.5%

55–6410.4%

65+15.3%

Gender

50.9%

49.1%

Male50.9%

Female49.1%

Race & ethnicity

76%

White76%

Black8.3%

Hispanic8.5%

Asian1.2%

Other6%

Education (25+)

30.9%

32.3%

28.1%

No HS diploma8.7%

HS diploma30.9%

Some college32.3%

Bachelor's+28.1%

Housing tenure

80.2%

19.8%

Owner80.2%

Renter19.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 32097 in Yulee, FL has changed in 5 years

Rent

$1,855 → $2,030

up 9.4%

Income

$73,779 → $93,161

up 26.3%

Population

20,752 → 26,700

up 28.7%

Renter share

22.1% → 19.8%

-2.3 pts

Bachelor's+

23.3% → 28.1%

+4.8 pts

Median age

37.3 → 38.3

+1.0 yrs

Across the past five years, the going rent in ZIP 32097 in Yulee, FL has shifted from $1,855 to $2,030, up 9.4% since 2022. Local incomes tracked alongside that move, going from a median of $73,779 in 2021 to $93,161 more recently. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 32097 in Yulee, FL adding about 5,948 residents over the five-year window, up 28.7% on net. The renter share has eased from 22.1% to 19.8%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 23.3% to 28.1% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 32097 in Yulee, FL market of 2022.

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About renting in ZIP 32097

Last updated: October 17, 2026

ZIP code 32097 covers Yulee, FL. The median rent here is $2,030/mo as of October 2026. A 1-bedroom rents for a median of $1,670/mo. A 2-bedroom rents for a median of $2,000/mo.

At 26% of local median household income ($93,161/yr), ZIP 32097 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 32097?

To keep rent at or below 30% of gross income, you would need to earn at least $81,000/year (about $39/hour full-time) to afford the median rent of $2,030/mo in ZIP 32097. The local median household income is $93,161/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 32097?

Rent in ZIP 32097 has risen 1.8% over the past year as of September 2026. That is the highest level since Zillow's records here began in May 2021.

When is the cheapest time to rent in ZIP 32097?

Asking rents in ZIP 32097 are usually lowest in January, about 2.1% below their yearly trend, and highest in August, about 2.3% above it. At today's median that is a gap of roughly $89 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 32097 compare to other ZIPs in Florida?

ZIP 32097 is in the middle among Florida ZIP codes for rent, ranking #355 of 656 at $2,030/mo. Over the year to September 2026, rent in ZIP 32097 changed +1.8%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.