ZIP Code · FL

ZIP 32169

Pop. 10,192·Volusia County·43rd most expensive ZIP in Florida
Median rent (all units)
$3,431/mo
Year-over-Year
+8.2%
Month-over-Month
+3.1%
vs US Median
+$1,499
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 32169 · $3,431
More expensive than 95% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,540
1 BR
$1,780
2 BR
$2,180
3 BR
$2,870
4 BR+
$3,110
Research median
$2,180/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 32169 is at its highest level since Zillow's records here began in December 2022.

Past year vs. the rest of Florida

Rent in ZIP 32169 changed +8.2% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($110,968) is $2,774 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,180); a 3-bedroom is $2,870.

Cheaper nearby

ZIP 32132, 3 miles away, rents for 39% less ($2,100/mo), about $16,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 32169. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$41,172/yr
At $3,431/mo median
Location
StateFL
CountyVolusia County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 8.2% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+8.2% YoY, +3.1% MoM), not inventory.
Demographics

Who lives here

ZIP 32169 (New Smyrna Beach, FL) is majority owner-occupied, has a large retiree population, has a median income above the national average, 52.3% of residents hold a bachelor's degree or higher.

Population
10,192
Median income
$110,968
Median age
64.3
Renters
11.8%
Age distribution
17%
25.1%
48.2%
Under 184.5%
18–345.2%
35–5417%
55–6425.1%
65+48.2%
Gender
47.6%
52.4%
Male47.6%
Female52.4%
Race & ethnicity
91.5%
White91.5%
Black0.5%
Hispanic5.5%
Asian0.6%
Other1.9%
Education (25+)
16%
30.1%
52.3%
No HS diploma1.6%
HS diploma16%
Some college30.1%
Bachelor's+52.3%
Housing tenure
88.2%
Owner88.2%
Renter11.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 32169 in New Smyrna Beach, FL has changed in 5 years

Rent
$2,761 → $3,431
up 24.3%
Income
$80,503 → $110,968
up 37.8%
Population
10,400 → 10,192
down 2.0%
Renter share
15.9% → 11.8%
-4.1 pts
Bachelor's+
41.9% → 52.3%
+10.4 pts
Median age
63.2 → 64.3
+1.1 yrs

Since 2023, the typical rent in ZIP 32169 in New Smyrna Beach, FL has climbed from $2,761 to $3,431, a 24.3% change over five years. Census figures show median household income at $110,968 today, compared with $80,503 five years earlier. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has contracted by 2.0% since 2021, moving from about 10,400 residents to roughly 10,192. Renters now make up 11.8% of households, compared with 15.9% five years ago. College-educated residents now make up 52.3% of adults here, versus 41.9% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2023.

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Local insights

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About renting in ZIP 32169

Last updated: October 17, 2026

ZIP code 32169 covers New Smyrna Beach, FL. The median rent here is $3,431/mo as of October 2026. A 1-bedroom rents for a median of $1,780/mo. A 2-bedroom rents for a median of $2,180/mo.

At 37% of local median household income ($110,968/yr), ZIP 32169 ranks as moderate compared to the national benchmark of 30%. Rents have increased 8.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 32169?

To keep rent at or below 30% of gross income, you would need to earn at least $137,000/year (about $66/hour full-time) to afford the median rent of $3,431/mo in ZIP 32169. The local median household income is $110,968/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 32169?

Rent in ZIP 32169 has risen 8.2% over the past year as of September 2026. That is the highest level since Zillow's records here began in December 2022.

How does ZIP 32169 compare to other ZIPs in Florida?

ZIP 32169 is one of the pricier among Florida ZIP codes for rent, ranking #43 of 656 at $3,431/mo. Over the year to September 2026, rent in ZIP 32169 changed +8.2%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.

How does ZIP 32169 compare to the rest of New Smyrna Beach?

At $3,431/mo, ZIP 32169 is $1,061 above the New Smyrna Beach citywide median of $2,370/mo.
Income Affordability
37%
MODERATE

At $3,431/mo, rent takes ~37% of ZIP 32169's median household income ($110,968/yr). The standard benchmark is 30%.

ZIP 32169 37%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 32169 (New Smyrna Beach, FL)

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